Lake County property record for 385 Chiltern Dr, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,792 sqft · built 1956 |
| Lot Size | 0.452 acres (19,676 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $362,500 (Nov 2020) |
| Tax Bill | $7,714 (2024) |
| Deeds & Mortgages | Feb 2026 Line of Credit Jan 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-32-302-001 |
| Primary APN | 12-32-302-001 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| Gross Area | 3,733 sqft |
| 1st Floor Area | 1,792 sqft |
| Basement Area | 1,523 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 19,676 sqft (0.452 acres) |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 385 CHILTERN DR |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-2059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECOND ADD TO DEERPATHHILL ESTATES LOT 15 |
| Legal Subdivision | SECOND ADD |
| Legal Lot Number | 15 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 863500 |
Source: Lake County assessment roll, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 385 CHILTERN DR, LAKE FOREST, IL 60045-2059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| Jan 3, 2022 | Intrafamily Transfer, Transfer |
| Nov 5, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 5, 2020 · Amount on Record |
| Deed Sale | Nov 5, 2020 · Amount on Record |
| Prior Sale | Feb 5, 2020 · Amount on Record |
| Deed Document Number | 20207712761 |
| Last Transfer Date | Dec 30, 2021 |
| Transfer Doc | 0007857829 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 385 CHILTERN DR, LAKE FOREST, IL 60045-2059 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008153115 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 8153115 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jan 3, 2022 |
| Property Address | 385 CHILTERN DR, LAKE FOREST, IL 60045-2059 |
| Document Number | 0007857829 |
| Map Reference | DOC 333454 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 7857829 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 385 CHILTERN DR, LAKE FOREST, IL 60045-2059 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Nov 5, 2020 |
| Property Address | 385 CHILTERN DR, LAKE FOREST, IL 60045-2059 |
| Document Number | 0007712761 |
| Map Reference | DOC 333454 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 7712761 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $362.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 385 CHILTERN DR, LAKE FOREST, IL 60045-2059 |
| Document Number | 0007712762 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 7712762 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $141,850 (+12.59%) Land $93,221 Building $48,629 | $425,593 (+12.59%) Land $279,691 Building $145,902 | |
| 2024 | $7,714.00 (+10.91%) | ||
| 2023 | $6,955.00 (+2.88%) | $125,986 (+3.95%) Land $82,796 Building $43,190 | $377,996 (+3.95%) Land $248,413 Building $129,583 |
| 2022 | $6,760.00 | $121,201 Land $79,651 Building $41,550 | $363,639 Land $238,977 Building $124,662 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1982–2017) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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