Lake County property record for 255 Chiltern Dr, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,665 sqft · built 1957 |
| Lot Size | 0.718 acres (31,280 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $782,500 (Mar 2019) |
| Tax Bill | $17,522 (2024) |
| Deeds & Mortgages | Mar 2024 Reverse Mortgage Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-32-304-004 |
| Primary APN | 12-32-304-004 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,665 sqft Living Area |
| Gross Area | 6,613 sqft |
| 1st Floor Area | 2,909 sqft |
| Basement Area | 2,909 sqft |
| Finished Basement | 756 sqft |
| Unfinished Basement | 2,153 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 31,280 sqft (0.718 acres) |
| Garage Type | Attached |
| Garage Area | 795 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Patio Area | 506 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 255 CHILTERN DR |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-2016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHILTERN DRIVE SUB. LOT 1 |
| Legal Subdivision | CHILTERN DRIVE SUB. |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 863500 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 255 CHILTERN DR, LAKE FOREST, IL 60045-2016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2024 | Deed of Trust, Mortgage · Reverse Mortgage THE HUNTINGTON NATIONAL BANK |
| Feb 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Nov 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Mar 8, 2019 | Warranty Deed, Transfer · ARM FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2019 · Amount on Record |
| Deed Sale | Mar 8, 2019 · Amount on Record |
| Prior Sale | May 12, 1995 · Amount on Record |
| Deed Document Number | 20197547593 |
| Last Transfer Date | Jun 16, 2020 |
| Transfer Doc | 0007667346 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 255 CHILTERN DR, LAKE FOREST, IL 60045-2016 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2024 |
| Title Company | NOT AVAILABLE, CT |
| Name | Verified Name |
|---|---|
| Address | 255 CHILTERN DR, LAKE FOREST, IL 60045-2016 |
| Document Number | 0008025643 |
|---|---|
| Date | Mar 21, 2024 |
| Instrument | 8025643 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 5555 CLEVELAND AVE, COLUMBUS, OH 43231 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 5, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 255 CHILTERN DR, LAKE FOREST, IL 60045-2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007871729 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 7871729 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Jan 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 255 CHILTERN DR, LAKE FOREST, IL 60045-2016 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007775372 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 7775372 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Feb 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 255 CHILTERN DR, LAKE FOREST, IL 60045-2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007611946 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 7611946 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Oct 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 8, 2019 |
| Property Address | 255 CHILTERN DR, LAKE FOREST, IL 60045-2016 |
| Document Number | 0007547593 |
| Map Reference | DOC869679 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 7547593 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | PROPER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $782.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 255 CHILTERN DR, LAKE FOREST, IL 60045-2016 |
| Document Number | 0007547594 |
|---|---|
| Date | Mar 8, 2019 |
| Instrument | 7547594 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Mar 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.12% |
| Index | 1-Year LIBOR |
| Max Rate | 9.12% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $311,928 (+12.59%) Land $132,513 Building $179,415 | $935,878 (+12.59%) Land $397,579 Building $538,299 | |
| 2024 | $17,522.00 (+11.39%) | ||
| 2023 | $15,730.00 (+2.87%) | $277,044 (+3.95%) Land $117,694 Building $159,350 | $831,215 (+3.95%) Land $353,117 Building $478,098 |
| 2022 | $15,291.00 | $266,522 Land $113,224 Building $153,298 | $799,646 Land $339,706 Building $459,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1982–2017) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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