385 Amhurst St SW, Concord, NC 28025 Property Records

Cabarrus County property record for 385 Amhurst St SW, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,736 sqft · built 1994
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on Record
Last Sale	$100,000 (Dec 2014)
Tax Bill	$2,228 (2023)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11033A0157.000000`

Property Details

APN / Parcel Number

Primary APN	`11033A0157.000000`
Alternative APNs	`5529 63 6563` `105089`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,736 sqft Living Area
Gross Area	2,396 sqft
1st Floor Area	881 sqft
Upper Floors Area	855 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	119 ft deep x 80 ft wide
Garage Type	Mixed
Garage Area	480 sqft
Driveway	Concrete Driveway
Driveway Area	810 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	130 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	105089
Street Address	385 AMHURST ST SW
City	CONCORD
State	NC
Zip	28025-8837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LT 157 WILLOW BEND PH II
Legal Subdivision	WILLOW BEND
Legal Lot Number	157
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	2
Census Block	2007
Census Tract	42102

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6836 CARNEGIE BLVD, 320, CHARLOTTE, NC 28211-4399
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Line of Credit ROYAL BANK OF CANADA
Dec 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage ROYAL BANK OF CANADA
Jul 3, 2018	Grant Deed, Mortgage · Line of Credit COMMONWEALTH ANNUITY & LIFE +

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2014 · Amount on Record
Deed Sale	Dec 5, 2014 · Amount on Record
Prior Sale	May 31, 1995 · Amount on Record
Deed Book / Page	11210 / 273
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	385 AMHURST ST SW, CONCORD, NC 28025-8837
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000176591
Date	Oct 9, 2025
Book Page	17659/1

Lender

Name	ROYAL BANK OF CANADA
Type	Bank
Address	NEW YORK, NY 10281

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Sep 9, 2030

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	385 AMHURST ST SW, CONCORD, NC 28025-8837
Transaction Type	Mortgage
Record Updated	Dec 22, 2022
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016311306
Date	Dec 14, 2022
Book Page	16311/306

Lender

Name	ROYAL BANK OF CANADA
Type	Bank
Address	NEW YORK, NY 10281

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	35 Months
Due	Nov 7, 2025

July 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 3, 2018
Property Address	385 AMHURST ST SW, CONCORD, NC 28025-8837
Book / Page	013073 / 000112
Instrument Date	Jun 20, 2018
Instrument	16122
Transaction Type	Mortgage
Record Updated	Jul 24, 2018
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6836 MORRISON BLVD #300 CHARLOTTE NC 282114399, 300, CHARLOTTE, NC 28211-4399

Mortgage

Document Number	13073112
Date	Jul 3, 2018
Book Page	013073/000112
Instrument	16122

Lender

Name	COMMONWEALTH ANNUITY & LIFE +
Address	150 GREENWICH ST, NEW YORK, NY 10007-2366

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,300 (+63.13%) Land $65,000 Building $233,300
2024			$298,300 (+63.13%) Land $65,000 Building $233,300
2023	$2,228.00	$182,860 Land $40,000 Building $142,860	$182,860 Land $40,000 Building $142,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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