382 Amhurst St SW, Concord, NC 28025 Property Records

Cabarrus County property record for 382 Amhurst St SW, Concord, NC 28025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,204 sqft · built 1993
Lot Size0.42 acres (18,295 sqft)
OwnerIndividual Name on Record
Last Sale$395,000 (Apr 2024)
Tax Bill$3,085 (2023)
Deeds & MortgagesDec 2025 Mortgage
Apr 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN11033A0173.000000

Property Details

APN / Parcel Number

Primary APN11033A0173.000000
Alternative APNs
  • 5529 63 8450
  • 138373
  • 170258

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,204 sqft Living Area
Gross Area3,346 sqft
1st Floor Area1,028 sqft
Upper Floors Area1,356 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2008
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area18,295 sqft (0.42 acres)
Lot Dimensions237 ft deep x 80 ft wide
Garage TypeMixed
Garage Area440 sqft
DrivewayConcrete Driveway
Driveway Area800 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area144 sqft
Deck Area98 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number170258
Street Address382 AMHURST ST SW
CityCONCORD
StateNC
Zip28025-8837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRV
Legal DescriptionLT 173 WILLOW BEND
Legal SubdivisionWILLOW BEND
Legal Lot Number173
JurisdictionCABARRUS NC
Township / Civil Division11, CENTRAL CABARRUS
Census Block Group2
Census Block2018
Census Tract42102

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address382 AMHURST ST SW, CONCORD, NC 28025-8837
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2025Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Apr 26, 2024Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Jul 2, 2018Deed of Trust, Mortgage · Commercial Mortgage
PINNACLE BANK
Jun 17, 2020Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2024 · Amount on Record
Deed SaleApr 26, 2024 · Amount on Record
Prior SaleJun 17, 2020 · Amount on Record
Deed Document Number20248461
Deed Book / Page16908 / 87
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address382 AMHURST ST SW, CONCORD, NC 28025-8837
Transaction TypeMortgage
Record UpdatedDec 29, 2025
Title CompanyMADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address382 AMHURST ST SW, CONCORD, NC 28025-8837

Mortgage

Document Number0001776963
DateDec 18, 2025
Book Page17769/63
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056
Interest
Rate TypeAdjustable Rate
Rate4.25%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2029
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change5.25%
Index12-Month MTA

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateApr 26, 2024
Property Address382 AMHURST ST SW, CONCORD, NC 28025-8837
Document Number0001690887
Book / Page16908 / 87
Map ReferenceMB 25 PG 0
Instrument DateApr 22, 2024
Transaction TypeTransfer
Record UpdatedMay 6, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$790.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address813 N CRESTLINE ST, CRESTLINE, OH 44827-1032

Transferred To (Grantee/Buyer)

NameVerified Name
Address382 AMHURST ST SW, CONCORD, NC 28025-8837

Mortgage

Document Number0169080089
DateApr 26, 2024
Instrument16908-0089
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address382 AMHURST ST SW, CONCORD, NC 28025-8837
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013069271
DateJul 2, 2018
Book Page13069/0271
Lender
NamePINNACLE BANK
TypeBank
AddressMOORESVILLE, NC 28117
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term239 Months
DueJun 21, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJun 17, 2020
Property Address382 AMHURST ST SW, CONCORD, NC 28025-8837
Document Number14257126
Book / Page014257 / 000126
Instrument DateJun 17, 2020
Instrument18611
Transaction TypeTransfer
Record UpdatedAug 3, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$530.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address382 AMHURST ST SW CONCORD NC 280258837, CONCORD, NC 28025-8837

Mortgage

Document Number14257128
DateJun 17, 2020
Book Page014257/000128
Instrument18612
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 16, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$366,480 (+44.94%) Land $65,000 Building $301,480
2024$366,480 (+44.94%) Land $65,000 Building $301,480
2023$3,085.00$252,850 Land $40,000 Building $212,850$252,850 Land $40,000 Building $212,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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