Mille Lacs County property record for 385 3rd Ave S, Isle, MN 56342 · Last verified July 2026
| Property Type | Commercial |
|---|---|
| Details | 1,640 sqft · built 2020 |
| Lot Size | 0.571 acres (24,913 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Feb 2019) |
| Tax Bill | $7,062 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-160-0070 |
| Primary APN | 20-160-0070 |
|---|
| Building Area | 1,640 sqft Total Area |
|---|---|
| Office | 984 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 24,913 sqft (0.571 acres) |
| Porch | Slab |
| Street Address | 385 3RD AVE S |
|---|---|
| City | ISLE |
| State | MN |
| Zip | 56342-4573 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | & LOTS 2, 3 & 4 BLK 17 |
| Legal Range | 25 |
| Legal Township | 42 |
| Legal Section | 11 |
| Legal Subdivision | CARLSON'S ADDITION TO ISLE |
| Legal Block | 17 |
| Legal Lot Number | 1 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ISLE |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 970100 |
Source: Mille Lacs County records · APN 20-160-0070
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 30493 170TH ST, ISLE, MN 56342-4805 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF IL |
| Feb 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK MILACA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 19, 2019 · Amount on Record |
| Deed Sale | Feb 19, 2019 · Amount on Record |
| Deed Document Number | 2019410369 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | May 18, 2026 |
| Property Address | 385 3RD AVE S, ISLE, MN 56342-4573 |
| Document Number | 0000451243 |
| Instrument Date | May 13, 2026 |
| Instrument | 2026451243 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 385 3RD AVE S, ISLE, MN 56342-4573 |
| Document Number | 0000451243, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 2026451243 |
| Name | FIRST NATIONAL BANK OF IL |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 13, 2031 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Feb 19, 2019 |
| Property Address | 385 3RD AVE S, ISLE, MN 56342 |
| Document Number | 000A410369 |
| Instrument Date | Jan 03, 2019 |
| Instrument | A410369 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2022 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,320.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 30457 170TH ST, ISLE, MN 56342-4805 |
| Document Number | 000A410370 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | A410370 |
| Name | FIRST NATIONAL BANK MILACA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Isle City |
| Unified School District | Isle Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,062.00 (-0.08%) | ||
| 2025 | $7,068.00 (+63.99%) | $259,900 (+17.44%) Land $49,800 Building $210,100 | $259,900 (+17.44%) Land $49,800 Building $210,100 |
| 2023 | $4,310.00 | $221,300 Land $31,900 Building $189,400 | $221,300 Land $31,900 Building $189,400 |
Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270959701001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 1 of 2 on primary residences |
| Nearby Flood Claims | 2 (2011–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2019, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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