360 3rd Ave S, Isle, MN 56342 Property Records

Mille Lacs County property record for 360 3rd Ave S, Isle, MN 56342

Property Summary

Property Type	Commercial
Details	5,000 sqft · built 1975
Lot Size	0.16 acres (6,998 sqft)
Owner	2 Company Names on File
Last Sale	$156,000 (Aug 2021)
Tax Bill	$4,388 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-040-0720`

Property Details

APN / Parcel Number

Primary APN	`20-040-0720`

Interior

Building Area	5,000 sqft Total Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	6,998 sqft (0.16 acres)

Location & Zoning

Street Address	360 3RD AVE S
City	ISLE
State	MN
Zip	56342
Property Category	Commercial
Property Type	Commercial > Retail
Legal Range	25
Legal Township	42
Legal Section	11
Legal Subdivision	ISLE TOWNSITE
Legal Block	13
Legal Lot Number	18
Jurisdiction	MILLE LACS MN
Township / Civil Division	ISLE
Census Block Group	1
Census Block	1054
Census Tract	970100

Owner

Source: Mille Lacs County records · APN 20-040-0720

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 1, ISLE, MN 56342-0001
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Deed Document Number	2021426491
Prior Transfer Date	Dec 18, 2009
Prior Transfer Doc	0000359735
Record Updated	Sep 20, 2026

August 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Aug 30, 2021
Property Address	360 3RD AVE S, ISLE, MN 56342
Document Number	000A426491
Instrument Date	Aug 18, 2021
Instrument	A426491
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$514.80
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1, ISLE, MN 56342-0001

Mortgage

Document Number	000A426493
Date	Aug 30, 2021
Instrument	A426493

Lender

Name	PROVIDE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 18, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Isle City
Unified School District	Isle Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,388.00 (+59.91%)
2025		$182,100 (+47.09%) Land $14,000 Building $168,100	$182,100 (+47.09%) Land $14,000 Building $168,100
2023	$2,744.00	$123,800 Land $15,800 Building $108,000	$123,800 Land $15,800 Building $108,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270959701001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2019 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 135 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midcontinent Communications Cable	250 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	Isle serves 820 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.