Cook County property record for 3849 N Panama Ave, Chicago, IL 60634
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,002 sqft · built 1928 |
| Lot Size | 0.085 acres (3,720 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (May 2021) |
| Tax Bill | $3,945 (2023) |
| Deeds & Mortgages | May 2021 Mortgage May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-23-214-003 |
| Primary APN | 12-23-214-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,002 sqft Living Area |
| 1st Floor Area | 1,002 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 3,720 sqft (0.085 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3849 N PANAMA AVE |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60634-2039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Range | 12E |
| Legal Township | 40N |
| Legal Section | 23 |
| Legal Subdivision | FEUERBORN & KLODES IRVINGWOOD |
| Legal Block | 7 |
| Legal Lot Number | 37 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 170500 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3849 N PANAMA AVE, CHICAGO, IL 60634-2039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) THE FEDERAL SAVINGS BANK |
| May 28, 2021 | Warranty Deed, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK |
| Mar 13, 2017 | Grant Deed, Transfer · Conventional Mortgage NORTHWESTERN MTG GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2021 · Amount on Record |
| Deed Sale | May 28, 2021 · Amount on Record |
| Prior Sale | Mar 13, 2017 · Amount on Record |
| Deed Document Number | 202142072 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 3849 N PANAMA AVE, CHICAGO, IL 60634-2039 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Title Company | LAKESHORE TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0014842074 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2114842074 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2031 |
| Rate | 6% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 28, 2021 |
| Property Address | 3849 N PANAMA AVE, CHICAGO, IL 60634-2039 |
| Document Number | 0014842072 |
| Instrument Date | May 19, 2021 |
| Instrument | 2114842072 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | LAKESHORE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5528 W BERTEAU AVE, CHICAGO, IL 60641-1311 |
| Document Number | 0014842073 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2114842073 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 13, 2017 |
| Property Address | 3849 N PANAMA AVE, CHICAGO, IL 60634-2039 |
| Document Number | 1707241037 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 7241037 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2509 S AVERS CHICAGO IL 60634, CHICAGO, IL 60634 |
| Document Number | 1707241038 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | 7241038 |
| Name | NORTHWESTERN MTG GROUP |
|---|---|
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2047 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,000 (+36.35%) Land $9,300 Building $20,700 | $300,000 (+36.35%) Land $93,000 Building $207,000 | |
| 2023 | $3,945.00 (+3.16%) | ||
| 2022 | $3,824.00 | $22,003 Land $7,443 Building $14,560 | $220,030 Land $74,430 Building $145,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2013–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 989 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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