Cook County property record for 3846 N Panama Ave, Chicago, IL 60634
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 982 sqft · built 1928 |
| Lot Size | 0.085 acres (3,720 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $462,000 (Sep 2023) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-23-213-024 |
| Primary APN | 12-23-213-024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 982 sqft Living Area |
| 1st Floor Area | 982 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 3,720 sqft (0.085 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3846 N PANAMA AVE |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60634-2038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | RACES SUBDIVISION BLK 7 LOT 45 |
| Legal Range | 12E |
| Legal Township | 40N |
| Legal Section | 23 |
| Legal Subdivision | FEUERBORN & KLODES IRVINGWOOD |
| Legal Block | 6 |
| Legal Lot Number | 5 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 170500 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3846 N PANAMA AVE, CHICAGO, IL 60634-2038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 20, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 4, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 16, 2020 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Aug 13, 2019 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2023 · Amount on Record |
| Deed Sale | Sep 20, 2023 · Amount on Record |
| Prior Sale | Aug 13, 2019 · Amount on Record |
| Deed Document Number | 202333372 |
| Prior Transfer Date | Jun 13, 1994 |
| Prior Transfer Doc | 0000000363 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 20, 2023 |
| Property Address | 3846 N PANAMA AVE, CHICAGO, IL 60634-2038 |
| Document Number | 0026333372 |
| Instrument Date | Aug 25, 2023 |
| Instrument | 2326333372 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $462.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3846 N PANAMA AVE, CHICAGO, IL 60634-2038 |
| Document Number | 0026333373 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 2326333373 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 3846 N PANAMA AVE, CHICAGO, IL 60634-2038 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Title Company | FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR |
| Name | Verified Name |
|---|
| Document Number | 0030807332 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 2130807332 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 3846 N PANAMA AVE, CHICAGO, IL 60634-2038 |
| Document Number | 2026620101 |
| Instrument Date | Jul 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3846 N PANAMA AVE CHICAGO IL 606342038, CHICAGO, IL 60634-2038 |
| Document Number | 2026620101 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 26620101 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 13, 2019 |
| Property Address | 3846 N PANAMA AVE, CHICAGO, IL 60634-2038 |
| Document Number | 1922512020 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 22512020 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2019 |
| Title Company | PROPER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3535 N ORANGE AVE #APT1 CHICAGO IL 606342940, CHICAGO, IL 60634-2940 |
| Document Number | 1922512021 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 22512021 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,000 (+3.69%) Land $9,300 Building $18,700 | $280,000 (+3.69%) Land $93,000 Building $187,000 | |
| 2022 | $27,003 (-) Land $7,443 Building $19,560 | $270,030 (-) Land $74,430 Building $195,600 | |
| 2021 | Homeowner's exemption | $27,003 Land $7,443 Building $19,560 | $270,030 Land $74,430 Building $195,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2013–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 989 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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