3849 E el Campo Ct, Concord, CA 94519 Property Records

Contra Costa County property record for 3849 E el Campo Ct, Concord, CA 94519

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,280 sqft · built 1970
Lot Size	0.242 acres (10,530 sqft)
Owner	2 Company Names on Record
Last Sale	$880,500 (Jun 2020)
Tax Bill	$11,630 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`114-350-064-1`

Property Details

APN / Parcel Number

Primary APN	`114-350-064-1`
Alternative APN	`114-350-064`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,280 sqft Living Area
1st Floor Area	2,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1985
Lot Area	10,530 sqft (0.242 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3849 E EL CAMPO CT
City	CONCORD
State	CA
Zip	94519-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	TRACT 3907 LOT 2
Legal Subdivision	SUBDIVISION 3907
Legal Tract	3907
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2006
Census Tract	331000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3849 E EL CAMPO CT, CONCORD, CA 94519-1823
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Jul 20, 2021	Correction Deed
Apr 14, 2021	Intrafamily Transfer, Transfer
Jun 26, 2020	Grant Deed, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2020 · Amount on Record
Deed Sale	Jun 26, 2020 · Amount on Record
Prior Sale	Jun 1, 2006 · Amount on Record
Deed Document Number	2020125078
Last Transfer Date	Jul 7, 2021
Transfer Doc	0000204314
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3849 E EL CAMPO CT, CONCORD, CA 94519-1823
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105238
Date	Jul 2, 2018
Instrument	2018-105238

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3849 E EL CAMPO CT, CONCORD, CA 94519-1823
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3849 E EL CAMPO CT, CONCORD, CA 94519-1823

Mortgage

Document Number	0000267489
Date	Nov 9, 2020
Instrument	2020-267489

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 20, 2021
Property Address	3849 E EL CAMPO CT, CONCORD, CA 94519-1823
Document Number	0000204314
Map Reference	MB 127 PG 44
Instrument Date	Jul 7, 2021
Instrument	2021-204314
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3849 E EL CAMPO CT, CONCORD, CA 94519-1823

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 14, 2021
Property Address	3849 E EL CAMPO CT, CONCORD, CA 94519-1823
Document Number	0000112559
Map Reference	MB 127 PG 44
Instrument Date	Mar 17, 2021
Instrument	2021-112559
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3849 E EL CAMPO CT, CONCORD, CA 94519-1823

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 26, 2020
Property Address	3849 E EL CAMPO CT, CONCORD, CA 94519-1823
Document Number	0000125078
Map Reference	MB 127 PG 44
Instrument Date	Jun 22, 2020
Instrument	2020-125078
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3849 E EL CAMPO CT, CONCORD, CA 94519-1823

Mortgage

Document Number	0000125079
Date	Jun 26, 2020
Instrument	2020-125079

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$981,651 (+2%) Land $501,981 Building $479,670
2025	$11,630.00 (+4.33%)	$962,404 (+4.04%) Land $492,139 Building $470,265
2023	$11,147.00 (+1.2%)	$925,035 Land $473,030 Building $452,005
2022	$11,015.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1982–2014)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Dec 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom.

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