3876 E el Campo Ct, Concord, CA 94519 Property Records

Contra Costa County property record for 3876 E el Campo Ct, Concord, CA 94519

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,561 sqft · built 1958
Lot Size	0.23 acres (10,010 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,946 (2025)
Deeds & Mortgages	Apr 2022 Reverse Mortgage Dec 2020 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`114-350-016-1`

Property Details

APN / Parcel Number

Primary APN	`114-350-016-1`
Alternative APN	`114-350-016`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,561 sqft Living Area
1st Floor Area	1,561 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1962
Lot Area	10,010 sqft (0.23 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	3876 E EL CAMPO CT
City	CONCORD
State	CA
Zip	94519-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	TRACT 2487 5
Legal Subdivision	WALNUT LANDS
Legal Tract	2487
Legal Lot Number	5
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2006
Census Tract	331000

Owner

3876 E el Campo Ct is owned and occupied by two individuals who acquired it in April 2013.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3876 E EL CAMPO CT, CONCORD, CA 94519-1823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Dec 29, 2020	Deed of Trust, Mortgage · Reverse Mortgage PLAZA HOME MORTGAGE INC
Dec 23, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jan 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2013
Deed Sale	Apr 16, 2013
Prior Sale	Jan 20, 2012 · Amount on File
Deed Document Number	201393679
Prior Transfer Date	Apr 8, 2013
Prior Transfer Doc	0000093679
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3876 E EL CAMPO CT, CONCORD, CA 94519-1823
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3876 E EL CAMPO CT, CONCORD, CA 94519-1823

Mortgage

Document Number	0000072788
Date	Apr 27, 2022
Instrument	2022-072788

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.27%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.27%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3876 E EL CAMPO CT, CONCORD, CA 94519-1823
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3876 E EL CAMPO CT, CONCORD, CA 94519-1823

Mortgage

Document Number	0000328167
Date	Dec 29, 2020
Instrument	2020-328167

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.59%
Type Change Date	Feb 1, 2021
Index	1-Year CMT

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3876 E EL CAMPO CT, CONCORD, CA 94519-1823
Document Number	0000328168
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3876 E EL CAMPO CT CONCORD CA 945191823, CONCORD, CA 94519-1823

Mortgage

Document Number	0000328168
Date	Dec 29, 2020
Instrument	328168

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	984 Months

Interest

Rate Type	Adjustable Rate
Rate	2.59%

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 30, 2020
Property Address	3876 E EL CAMPO CT, CONCORD, CA 94519-1823
Document Number	0000018609
Map Reference	VOL 66 PG 22
Instrument Date	Jan 24, 2020
Instrument	2020-018609
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3876 E EL CAMPO CT, CONCORD, CA 94519-1823

Mortgage

Document Number	0000018610
Date	Jan 30, 2020
Instrument	2020-018610

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3876 E el Campo Ct was $5,946 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$469,349 (+2%) Land $297,226 Building $172,123
2025	$5,946.00 Homeowner's exemption	$460,148 Land $291,399 Building $168,749
2023	$5,666.00 (+1.54%) Homeowner's exemption	$442,283 Land $280,085 Building $162,198
2022	$5,580.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3876 E el Campo Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1982–2014)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Dec 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3876 E el Campo Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom.

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