3849 Cobblestone Ct, Oshkosh, WI 54901 Property Records

Winnebago County property record for 3849 Cobblestone Ct, Oshkosh, WI 54901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,056 sqft · built 1997
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$245,500 (Jul 2023)
Tax Bill	$4,307 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-27800000`

Property Details

APN / Parcel Number

Primary APN	`15-27800000`
Alternative APN	`915-27800000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	528 sqft
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	528 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	915-27800000
Street Address	3849 COBBLESTONE CT
City	OSHKOSH
State	WI
Zip	54901-8120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 37 BLK 5 2ND ADDN TO WINDSOR GREEN
Legal Subdivision	SECOND ADDITION TO WINDSOR
Legal Block	5
Legal Lot Number	37
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	1
Census Block	1013
Census Tract	1600

Owner

3849 Cobblestone Ct is owned and occupied by two individuals who bought it in July 2023.

Source: Winnebago County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3849 COBBLESTONE CT, OSHKOSH, WI 54901-8120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on File
Deed Sale	Jul 28, 2023 · Amount on File
Prior Sale	Jul 3, 2018 · Amount on File
Deed Document Number	20231907565
Prior Transfer Date	Oct 5, 2006
Prior Transfer Doc	0001414256
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Jul 28, 2023
Property Address	3849 COBBLESTONE CT, OSHKOSH, WI 54901-8120
Document Number	0001907565
Instrument Date	Jul 27, 2023
Instrument	1907565
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT AND TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$736.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3849 COBBLESTONE CT, OSHKOSH, WI 54901-8120
Investor	Possibly a Property Investor

Mortgage

Document Number	0001907566
Date	Jul 28, 2023
Instrument	1907566

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$241,900 Land $34,500 Building $207,400
2024	$4,307.00 (+8.96%)
2023	$3,953.00 (+0.13%) Homeowner's exemption	$144,600 (-) Land $23,800 Building $120,800	$208,951 Land $34,392 Building $174,559
2022	$3,948.00 (+5.76%) Homeowner's exemption	$144,600 (-) Land $23,800 Building $120,800
2021	$3,733.00 Homeowner's exemption	$144,600 Land $23,800 Building $120,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3849 Cobblestone Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3849 Cobblestone Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20