3836 Cobblestone Ct, Oshkosh, WI 54901 Property Records

Winnebago County property record for 3836 Cobblestone Ct, Oshkosh, WI 54901

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,352 sqft · built 1997
Lot Size0.193 acres (8,400 sqft)
OwnerIndividual Name on Record
Tax Bill$4,625 (2024)
Deeds & MortgagesSep 2026 Mortgage
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN15-27700000

Property Details

APN / Parcel Number

Primary APN15-27700000
Alternative APN
  • 915-27700000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,352 sqft Living Area
Gross Area1,200 sqft
Basement Area624 sqft
Finished Basement624 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area8,400 sqft (0.193 acres)
Lot Dimensions140 ft deep x 60 ft wide
Garage TypeAttached
Garage Area576 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account Number915-27700000
Street Address3836 COBBLESTONE CT
CityOSHKOSH
StateWI
Zip54901-8120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 27 BLK 5 2ND ADDN TO WINDSOR GREEN
Legal SubdivisionWINDSOR GREEN ADD 02
Legal Block5
Legal Lot Number27
JurisdictionWINNEBAGO WI
Township / Civil DivisionOSHKOSH
Census Block Group1
Census Block1013
Census Tract1600

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3836 COBBLESTONE CT, OSHKOSH, WI 54901-8120
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
WINNEBAGO COMMUNITY CREDIT UNION
Oct 25, 2021Deed of Trust, Mortgage · Commercial Mortgage
MILWAUKEE ECONOMIC DEVELOPMENT CORPORAT

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO WI
Recording DateSep 28, 2026
Property Address3836 COBBLESTONE CT, OSHKOSH, WI 54901-8120
Document Number0001976069
Instrument DateAug 29, 2026
Instrument20261976069
Transaction TypeMortgage
Record UpdatedOct 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3836 COBBLESTONE CT, OSHKOSH, WI 54901-8120

Mortgage

Document Number0001976069,
DateSep 28, 2026
Instrument20261976069
Lender
NameWINNEBAGO COMMUNITY CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 3, 2056
Interest
Rate TypeAdjustable Rate
Rate6.49%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO WI
Property Address3836 COBBLESTONE CT, OSHKOSH, WI 54901-8120
Transaction TypeMortgage
Record UpdatedJun 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3836 COBBLESTONE CT, OSHKOSH, WI 54901-8120

Mortgage

Document Number0001866734
DateOct 25, 2021
Instrument1866734
Lender
NameMILWAUKEE ECONOMIC DEVELOPMENT CORPORAT
TypeNon-Lending Institution
AddressMILWAUKEE, WI 53202
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyWinnebago County
MunicipalityOshkosh City
Unified School DistrictOshkosh Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$258,700 (+73.62%) Land $34,500 Building $224,200
2024$4,625.00 (+13.25%)
2023$4,084.00 (+0.17%) Homeowner's exemption$149,000 (-) Land $23,800 Building $125,200$215,309 Land $34,392 Building $180,917
2022$4,077.00 Homeowner's exemption$149,000 Land $23,800 Building $125,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSHKOSH WATERWORKS
serves 63,000 people · EPA ID WI4710457
Water SourceSurface water
Last State InspectionApr 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Bertram Communications
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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