38484 Ranally Way, Willoughby, OH 44094 Property Records

Lake County property record for 38484 Ranally Way, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,768 sqft · built 2018
Lot Size0.278 acres (12,123 sqft)
OwnerIndividual Name on Record
Last Sale$318,590 (Nov 2018)
Tax Bill$11,869 (2023)
Deeds & MortgagesFeb 2021 Mortgage
Dec 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN27-B-052-G-00-023-0

Property Details

APN / Parcel Number

Primary APN27-B-052-G-00-023-0

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,768 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 2018
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area12,123 sqft (0.278 acres)
Garage Area420 sqft
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Street Address38484 RANALLY WAY
CityWILLOUGHBY
StateOH
Zip44094-7184
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 DOUGLASS TRACT
Legal SubdivisionFAIRWAY GLENN
Legal Lot Number23
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group2
Census Block2000
Census Tract201600

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address38484 RANALLY WAY # 1, 1, WILLOUGHBY, OH 44094-7184
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
THRIVE MORTGAGE LLC
Dec 5, 2019Deed of Trust, Mortgage
QUICKEN LNS
Nov 30, 2018Survivorship Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC
Sep 5, 2018Grant Deed, Transfer
NVR TITLE, NVR TITLE AGENCY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2018 · Amount on Record
Deed SaleNov 30, 2018 · Amount on Record
Prior SaleSep 5, 2018 · Amount on Record
Deed Document Number4877
Record UpdatedJun 7, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address38484 RANALLY WAY, WILLOUGHBY, OH 44094-7184
Transaction TypeMortgage
Record UpdatedApr 26, 2024
Title CompanyEMERALD GLEN TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004485
DateFeb 8, 2021
Instrument2021R004485
Lender
NameTHRIVE MORTGAGE LLC
TypeMortgage Company
AddressGEORGETOWN, TX 78633
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address38484 RANALLY WAY, WILLOUGHBY, OH 44094-7184
Document Number0000030399
Instrument DateDec 5, 2019
Transaction TypeMortgage
Record UpdatedJan 4, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address38484 RANALLY WAY WILLOUGHBY OH 440947184, WILLOUGHBY, OH 44094-7184

Mortgage

Document Number0000030399
DateDec 10, 2019
Instrument30399
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueDec 9, 2049

November 2018: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionLAKE OH
Recording DateNov 30, 2018
Property Address38484 RANALLY WAY, WILLOUGHBY, OH 44094-7184
Document Number0000030314
Map ReferenceVOL67 PG25
Instrument DateNov 30, 2018
Instrument2018R030314
Transaction TypeTransfer
Record UpdatedJul 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address38484 RANALOLY WAY, WILLOUGHBY, OH 44094-7184

Mortgage

Document Number0000030315
DateNov 30, 2018
Instrument2018R030315
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE OH
Recording DateSep 5, 2018
Property Address38484 RANALLY WAY, WILLOUGHBY, OH 44094-7184
Document Number0000022530
Instrument DateAug 15, 2018
Instrument22530
Transaction TypeTransfer
Record UpdatedApr 12, 2019
Title CompanyNVR TITLE, NVR TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$260.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6770 W SNOWVILLE RD #100 BRECKSVILLE OH 441413212, 100, BRECKSVILLE, OH 44141-3212
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$11,869.00 (+51.33%) Homeowner's exemption$125,360 (-) Land $27,440 Building $97,920
2022$7,843.00$125,360 Land $27,440 Building $97,920
2021$358,180 Land $78,410 Building $279,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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