38468 90th Ave, Onamia, MN 56359 Property Records

Mille Lacs County property record for 38468 90th Ave, Onamia, MN 56359

Property Summary

Property Type	Single Family Home
Details	1,060 sqft · built 2000
Lot Size	80 acres (3,484,800 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Apr 2011)
Tax Bill	$1,886 (2026)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-023-0200`

Property Details

APN / Parcel Number

Primary APN	`17-023-0200`

Interior

Building Area	1,060 sqft Total Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	3,484,800 sqft (80 acres)
Garage Type	Mixed
Garage Area	4,700 sqft
Parking Spaces	7 Parking Spaces

Location & Zoning

Street Address	38468 90TH AVE
City	ONAMIA
State	MN
Zip	56359-8009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW OF NE & SE OF NW 23 42 26 80.00
Legal Range	26
Legal Township	42
Legal Section	23
Jurisdiction	MILLE LACS MN
Township / Civil Division	SOUTH HARBOR
Census Block Group	2
Census Block	2031
Census Tract	970300

Owner

38468 90th Ave is owned and occupied by an individual who bought it in April 2011.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	38468 90TH AVE, ONAMIA, MN 56359-8009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2011 · Amount on File
Deed Sale	Apr 21, 2011 · Amount on File
Deed Document Number	2011367124
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	38468 90TH AVE, ONAMIA, MN 56359-8009
Transaction Type	Mortgage
Record Updated	Apr 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A411019
Date	Apr 10, 2019
Instrument	A411019

Lender

Name	FIRST NATIONAL BANK MILACA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 25, 2024

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 38468 90th Ave was $1,886.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	South Harbor Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,886.00	$378,600 (+9.9%) Land $180,800 Building $197,800	$378,600 (+9.9%) Land $180,800 Building $197,800
2025		$344,500 Land $166,600 Building $177,900	$344,500 Land $166,600 Building $177,900
2023	$2,278.00	$360,800 Land $155,200 Building $205,600	$360,800 Land $155,200 Building $205,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38468 90th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38468 90th Ave is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 78% of Minnesota
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.