Mille Lacs County property record for 37385 90th Ave, Onamia, MN 56359
| Property Type | Single Family Home |
|---|---|
| Details | 1,256 sqft · built 1978 |
| Lot Size | 23.7 acres (1,034,550 sqft) |
| Owner | Individual Name on File |
| Last Sale | $237,000 (May 2018) |
| Tax Bill | $1,602 (2026) |
| Deeds & Mortgages | Sep 2022 Mortgage Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-027-0900 |
| Primary APN | 17-027-0900 |
|---|
| Building Area | 1,256 sqft Living Area |
|---|---|
| Basement Area | 1,066 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 1,034,550 sqft (23.7 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 168 sqft |
| Shed | 1 Shed |
| Street Address | 37385 90TH AVE |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359-7853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE OF SE S OF RY & SE OF NE S OF RY EX S 330 FT OF NE OF SE |
| Legal Range | 26 |
| Legal Township | 42 |
| Legal Section | 27 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | SOUTH HARBOR |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 970300 |
37385 90th Ave is owned and occupied by an individual who bought it in May 2018.
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 37385 90TH AVE, ONAMIA, MN 56359-7853 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Jan 25, 2021 | Deed of Trust, Mortgage · VA Mortgage NEIGHBORHOOD BANK |
| Oct 10, 2019 | Deed of Trust, Mortgage · VA Mortgage NEIGHBORHOOD BANK |
| May 1, 2018 | Deed, Transfer · VA Mortgage PEOPLES NATIONAL BANK |
| May 1, 2018 | Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2018 · Amount on File |
| Deed Sale | May 1, 2018 · Amount on File |
| Deed Document Number | 2018405969 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 37385 90TH AVE, ONAMIA, MN 56359-7853 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A433144 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | A433144 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 37385 90TH AVE, ONAMIA, MN 56359-7853 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | A422168 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | A422168 |
| Name | NEIGHBORHOOD BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 37385 90TH AVE, ONAMIA, MN 56359-7853 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A413658 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | A413658 |
| Name | NEIGHBORHOOD BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | May 1, 2018 |
| Property Address | 37385 90TH AVE, ONAMIA, MN 56359-7853 |
| Document Number | A405969 |
| Instrument Date | Apr 25, 2018 |
| Instrument | A405969 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | HOME SECURITY ABSTRACT & TIT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $782.10 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37385 90TH AVE, ONAMIA, MN 56359-7853 |
| Document Number | A405970 |
|---|---|
| Date | May 1, 2018 |
| Instrument | A405970 |
| Name | PEOPLES NATIONAL BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | May 1, 2018 |
| Property Address | 37385 90TH AVE, ONAMIA, MN 56359-7853 |
| Document Number | A405965 |
| Instrument Date | Apr 13, 2018 |
| Instrument | A405965 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14626 75TH AVE, MILACA, MN 56353-3954 |
The 2026 property tax bill for 37385 90th Ave was $1,602.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | South Harbor Township |
| Unified School District | Onamia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,602.00 | $349,800 (+8.23%) Land $119,300 Building $230,500 | $349,800 (+8.23%) Land $119,300 Building $230,500 |
| 2025 | $323,200 Land $101,800 Building $221,400 | $323,200 Land $101,800 Building $221,400 | |
| 2023 | $1,512.00 | $343,000 Land $80,500 Building $262,500 | $343,000 Land $80,500 Building $262,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 37385 90th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 37385 90th Ave is moderate, ranking above 47% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 77% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 1,000 / 1,000 |
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