3845 Sonata Dr, Union, KY 41091 Property Records

Boone County property record for 3845 Sonata Dr, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,140 sqft · built 2008
Lot Size	0.182 acres (7,964 sqft)
Owner	Individual Name on File
Last Sale	$222,097 (Sep 2008)
Tax Bill	$3,249 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`051.00-11-042.00`

Property Details

APN / Parcel Number

Primary APN	`051.00-11-042.00`
Alternative APN	`45223`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,140 sqft Finished Area
Basement Area	1,150 sqft
Unfinished Basement	1,150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Lot Area	7,964 sqft (0.182 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3845 SONATA DR
City	UNION
State	KY
Zip	41091-6905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 SEC 4 HARMONY
Legal Subdivision	HARMONY
Legal Lot Number	42
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3006
Census Tract	70316

Owner

3845 Sonata Dr is owned and occupied by an individual who acquired it in August 2021.

Source: Boone County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3845 SONATA DR, UNION, KY 41091-6905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Aug 10, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Aug 17, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2008 · Amount on File
Deed Sale	Sep 23, 2008 · Amount on File
Deed Document Number	2008476978
Deed Book / Page	957 / 706
Last Transfer Date	Aug 6, 2021
Transfer Doc	D1171/647
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	3845 SONATA DR, UNION, KY 41091-6905
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3845 SONATA DR, UNION, KY 41091-6905

Mortgage

Document Number	0M4568/222
Date	Jan 31, 2022
Book Page	M4568/222
Instrument	860037

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	3845 SONATA DR, UNION, KY 41091-6905
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M4567/307
Date	Jan 25, 2022
Book Page	M4567/307
Instrument	859744

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.49%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.49%
Index	Prime Rate
Max Rate	8.49%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	3845 SONATA DR, UNION, KY 41091-6905
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3845 SONATA DR, UNION, KY 41091-6905

Mortgage

Document Number	M4499/587
Date	Aug 10, 2021
Book Page	M4499/587
Instrument	844334

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	316 Months
Due	Dec 1, 2047

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOONE KY
Recording Date	Aug 17, 2021
Property Address	3845 SONATA DR, UNION, KY 41091-6905
Document Number	D1171/647
Book / Page	D1171 / 647
Map Reference	CAB 5 SL 400
Instrument Date	Aug 6, 2021
Instrument	845076
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3845 SONATA DR, UNION, KY 41091-6905

Tax Assessment & Valuation

The 2025 property tax bill for 3845 Sonata Dr was $3,249.

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Union City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,249.00	$284,100 Land $40,000 Building $244,100
2024			$284,100 (-) Land $40,000 Building $244,100
2023	$3,308.00 (+32.69%)	$284,100 (+27.92%) Land $40,000 Building $244,100	$284,100 (+27.92%) Land $40,000 Building $244,100
2022	$2,493.00	$222,100 Land $36,900 Building $185,200	$222,100 Land $36,900 Building $185,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3845 Sonata Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3845 Sonata Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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