3840 Sonata Dr, Union, KY 41091 Property Records

Boone County property record for 3840 Sonata Dr, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,579 sqft · built 2007
Lot Size	0.144 acres (6,274 sqft)
Owner	2 Individual Names on Record
Last Sale	$364,000 (Feb 2026)
Tax Bill	$3,818 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`051.00-11-156.00`

Property Details

APN / Parcel Number

Primary APN	`051.00-11-156.00`
Alternative APN	`45244`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,579 sqft Finished Area
Basement Area	1,579 sqft
Unfinished Basement	1,579 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Lot Area	6,274 sqft (0.144 acres)
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3840 SONATA DR
City	UNION
State	KY
Zip	41091-6904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 156 SEC 5 HARMONY
Legal Subdivision	HARMONY SUBDIVISION
Legal Lot Number	156
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3010
Census Tract	70316

Owner

Source: Boone County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3840 SONATA DR, UNION, KY 41091-6904
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK.
Feb 5, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Mar 16, 2026	Intrafamily Transfer, Transfer
Jul 3, 2023	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Aug 6, 2019	Warranty Deed, Transfer · Conventional Mortgage TIAA FSB HOLDINGS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2026 · Amount on Record
Deed Sale	Feb 5, 2026 · Amount on Record
Prior Sale	Jul 3, 2023 · Amount on Record
Deed Document Number	20261217606
Deed Book / Page	1252 / 401
Last Transfer Date	Mar 13, 2026
Transfer Doc	00D1254/39
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	3840 SONATA DR, UNION, KY 41091-6904
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 SONATA DR, UNION, KY 41091-6904

Mortgage

Document Number	0M4857/893
Date	Sep 24, 2025
Book Page	M4857/893
Instrument	1173245

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 19, 2045

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Apr 1, 2026
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	8.99%
Max Rate	3%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Recording Date	Apr 16, 2026
Property Address	3840 SONATA DR, UNION, KY 41091-6904
Document Number	0M4911/857
Book / Page	4911 / 857
Instrument Date	Mar 9, 2026
Instrument	20261242538
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	3840 SONATA DR, UNION, KY 41091-6904

Mortgage

Document Number	0001242538,
Date	Apr 16, 2026
Book Page	4911/857
Instrument	20261242538

Lender

Name	FIRST FINANCIAL BANK.

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 10, 2051

Interest

Rate	6.11%
Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Feb 5, 2026
Property Address	3840 SONATA DR, UNION, KY 41091-6904
Document Number	0D1252/401
Book / Page	D1252 / 401
Map Reference	CAB 5 SL 401
Instrument Date	Feb 4, 2026
Instrument	1217606
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2287 COLD STREAM DR, DAYTON, OH 45458-2994

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3840 SONATA DR, UNION, KY 41091-6904

Mortgage

Document Number	0001224143
Date	Feb 5, 2026
Instrument	1224143

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOONE KY
Recording Date	Mar 16, 2026
Property Address	3840 SONATA DR, UNION, KY 41091-6904
Document Number	00D1254/39
Book / Page	D1254 / 39
Map Reference	CAB 5 SL 401
Instrument Date	Feb 4, 2026
Instrument	1230728
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3840 SONATA DR, UNION, KY 41091-6904

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3840 SONATA DR, UNION, KY 41091-6904

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Jul 3, 2023
Property Address	3840 SONATA DR, UNION, KY 41091-6904
Document Number	0D1207/354
Book / Page	D1207 / 354
Map Reference	CAB 5 SL 401
Instrument Date	Jun 28, 2023
Instrument	955758
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	NOT AVAILABLE, SPRUCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3840 SONATA DR, UNION, KY 41091-6904

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3840 SONATA DR, UNION, KY 41091-6904

Mortgage

Document Number	0000955764
Date	Jul 3, 2023
Instrument	955764

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Aug 6, 2019
Property Address	3840 SONATA DR, UNION, KY 41091-6904
Document Number	D1130/674
Book / Page	D1130 / 674
Map Reference	CAB 5 SL 401
Instrument Date	Jul 29, 2019
Instrument	780310
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 PINYON LN, 7, PINEHURST, NC 28374-9492

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3840 SONATA DR, UNION, KY 41091-6904

Mortgage

Document Number	780311
Date	Aug 6, 2019
Instrument	780311

Lender

Name	TIAA FSB HOLDINGS INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Union City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,818.00 (+10.63%)	$335,000 (+12.91%) Land $40,000 Building $295,000
2024			$335,000 (+12.91%) Land $40,000 Building $295,000
2023	$3,451.00 (+31.97%)	$296,700 (+27.34%) Land $40,000 Building $256,700	$296,700 (+27.34%) Land $40,000 Building $256,700
2022	$2,615.00	$233,000 Land $40,000 Building $193,000	$233,000 Land $40,000 Building $193,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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