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3824 Rambler Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3824 Rambler Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details1 ba · 840 sqft · built 1969
Lot Size0.892 acres (38,856 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (May 2025)
Tax Bill$2,454 (2025)
Deeds & MortgagesMay 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN98613

Property Details

APN / Parcel Number

Primary APN98613
Alternative APN
  • 312631495000010765

Interior

Full Baths1 Bath
Stories1 Story
Building Area840 sqft Heated Area
Gross Area1,772 sqft
1st Floor Area840 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1969
Exterior MaterialAluminum Siding
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialRolled Roofing
Lot Area38,856 sqft (0.892 acres)
Garage TypeFinished
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area624 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSpace Heater

Location & Zoning

Account Number98613
Street Address3824 RAMBLER AVE
CitySAINT CLOUD
StateFL
Zip34772-7582
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PG 27 E 259.1 FT OF S 157.5 FT OF LOT 76 LESS RD R/W
Legal Range31E
Legal Township26S
Legal Section31
Legal SubdivisionSEMINOLE LAND&INV CO
Legal Tract4950
Legal Block1
Legal Lot Number76
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1001
Census Tract43205

Owner

Source: Osceola County records · APN 98613

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3824 RAMBLER AVE, SAINT CLOUD, FL 34772-7582
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 02, 2025 · Amount on Record
Deed SaleMay 02, 2025 · Amount on Record
Prior SaleDec 17, 2010 · Amount on Record
Deed Document Number2025055701
Deed Book / Page6781 / 1588
Record UpdatedJun 08, 2026

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 02, 2025
Property Address3824 RAMBLER AVE, SAINT CLOUD, FL 34772-7582
Document Number0067811588
Book / Page6781 / 1588
Map ReferenceMB B PG 27
Instrument DateApr 27, 2025
Instrument2025055701
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyINFINITY TITLE GROUP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3824 RAMBLER AVE, SAINT CLOUD, FL 34772-7582

Transferred To (Grantee/Buyer)

NameVerified Name
Address3824 RAMBLER AVE, SAINT CLOUD, FL 34772-7582

Mortgage

Document Number0067811590
DateMay 02, 2025
Instrument6781/1590
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2055

Mortgage

Document Number0067811603
DateMay 02, 2025
Book Page6781/1603
Instrument2025055703
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP CORP
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 01, 2035

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,454.00 (+14.83%)$140,100 (+10.14%) Land $60,000 Building $80,100$140,100 (+10.14%) Land $60,000 Building $80,100
2023$2,137.00 (+8.48%)$127,200 (+7.61%) Land $50,000 Building $77,200$127,200 (+7.61%) Land $50,000 Building $77,200
2022$1,970.00$118,200 Land $50,000 Building $68,200$118,200 Land $50,000 Building $68,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 68 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies68 in force
Nearby Flood Claims9 (1997–2020)
Claims Outside the SFHA5 of 9
Most Recent ClaimJun 2020, other causes
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 240 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
XfinityCable2,000 / 250

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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