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3845 NW 21st Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3845 NW 21st Ave, Okeechobee, FL 34972 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage1,530 sqft Living Area
Lot Size15,464 sqft (0.355 acres)
OccupancyOwner Occupied
Last Sale$200,000 (2020)
Tax Bill$4,358.00 (2025)

Property Details

APN / Parcel Number

Primary APN1-05-37-35-0020-00130-0040
Alternative APN
  • R10537350020001300040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,530 sqft Living Area
Gross Area2,016 sqft Gross Area
1st Floor1,530 sqft 1st Floor
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area15,464 sqft (0.355 acres)
Depth X Width125 ft x 124 ft Depth x Width
Garage TypeAttached Garage
Garage Area264 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address3845 NW 21ST AVE
CityOKEECHOBEE
StateFL
Zip34972-1559
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBASSWOOD INCORPORATED UNIT NUMBER 2 (PLAT BOOK 3 PAGE 28) LOT 4 BLOCK 13
Legal Range35E
Legal Township37S
Legal Section05
Legal SubdivisionBASSWOOD INCORPORATED UNIT NUMBER 2
Legal Block13
Legal Lot Number4
JurisdictionOKEECHOBEE FL
Minor Civil DivisionOKEECHOBEE
Census Blockgroup1
Census Block1029
Census Tract910201

Owner

Source: Okeechobee County records · APN 1-05-37-35-0020-00130-0040

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3845 NW 21ST AVE, OKEECHOBEE, FL 34972-1559
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 09, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
TITAN MUTUAL LENDING INC
May 26, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CENLAR FSB
Apr 14, 2020Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC
Aug 23, 2018Warranty Deed, Transfer
OKEE-TANTIE TITLE COMPANY INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 14, 2020 · Amount on Record
Deed SaleApr 14, 2020 · Amount on Record
Prior SaleAug 23, 2018 · Amount on Record
Deed Doc Number20203594
Prior Transfer DateJul 06, 2004
Prior Transfer Doc0005360425
Record RefreshedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address3845 NW 21ST AVE, OKEECHOBEE, FL 34972-1559
Transaction TypeMortgage
Record UpdatedOct 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3845 NW 21ST AVE, OKEECHOBEE, FL 34972-1559

Mortgage

Document Number0000012174
DateSep 09, 2022
Instrument2022012174
Lender
NameTITAN MUTUAL LENDING INC
TypeMortgage Company
AddressIRVINE, CA 92602
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address3845 NW 21ST AVE, OKEECHOBEE, FL 34972-1559
Transaction TypeMortgage
Record UpdatedJun 11, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3845 NW 21ST AVE, OKEECHOBEE, FL 34972-1559

Mortgage

Document Number2021006648
DateMay 26, 2021
Instrument2021006648
Lender
NameCENLAR FSB
TypeBank
AddressTRENTON, NJ 08618
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term348 Months
DueMay 01, 2050

April 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateApr 14, 2020
Property Address3845 NW 21ST AVE, OKEECHOBEE, FL 34972-1559
Document Number0000003594
Instrument DateMar 27, 2020
Instrument3594
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 08, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3845 NW 21ST AVE OKEECHOBEE FL 349721559, OKEECHOBEE, FL 34972-1559

Mortgage

Document Number3595
DateApr 14, 2020
Instrument3595
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 13, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateAug 23, 2018
Property Address3845 NW 21ST AVE, OKEECHOBEE, FL 34972-1559
Document Number0008120949
Book / Page000812 / 000949
Instrument DateAug 17, 2018
Instrument10609
Transaction TypeTransfer
Record UpdatedOct 03, 2018
Title CompanyOKEE-TANTIE TITLE COMPANY INC

Transaction

AmountAmount Recorded
Tax$7.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address963 US HWY 98 N OKEECHOBEE FL 34972, OKEECHOBEE, FL 34972

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,358.00 (+10.81%)$273,394 (+1.43%) Land $26,500 Building $246,894$273,394 (+1.43%) Land $26,500 Building $246,894
2023$3,933.00 (+17.93%)$269,547 (+27.77%) Land $17,500 Building $252,047$269,547 (+27.77%) Land $17,500 Building $252,047
2022$3,335.00$210,967 Land $12,000 Building $198,967$210,967 Land $12,000 Building $198,967

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskModerate
above 53% of the US · above 24% of Florida
Wildfire LikelihoodAbout 1 in 602 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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