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3818 NW 21st Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3818 NW 21st Ave, Okeechobee, FL 34972 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,404 sqft · built 1994
Lot Size0.355 acres (15,464 sqft)
Owner2 Individual Names on File
Last Sale$145,000 (Jul 2017)
Tax Bill$2,225 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN1-05-37-35-0010-00120-0160

Property Details

APN / Parcel Number

Primary APN1-05-37-35-0010-00120-0160
Alternative APN
  • R10537350010001200160

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,404 sqft Living Area
Gross Area2,850 sqft
1st Floor Area1,404 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area15,464 sqft (0.355 acres)
Lot Dimensions125 ft deep x 124 ft wide
Garage TypeAttached
Garage Area676 sqft
PorchFlorida Room

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3818 NW 21ST AVE
CityOKEECHOBEE
StateFL
Zip34972-1560
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBASSWOOD INCORPORATED (PLAT BOOK 3 PAGE 22) LOT 16 BLOCK 12
Legal Range35E
Legal Township37S
Legal Section05
Legal SubdivisionBASSWOOD INCORPORATED
Legal Block12
Legal Lot Number16
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group1
Census Block1028
Census Tract910201

Owner

Source: Okeechobee County records · APN 1-05-37-35-0010-00120-0160

Assessment roll updated November 19, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3818 NW 21ST AVE, OKEECHOBEE, FL 34972-1560
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2023Deed of Trust, Mortgage · Line of Credit
SEACOAST NATIONAL BANK
Jul 21, 2017Warranty Deed, Transfer
CENTERSTATE BK/FL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 21, 2017 · Amount on Record
Deed SaleJul 21, 2017 · Amount on Record
Prior SaleAug 05, 2016 · Amount on Record
Deed Document Number20177304
Deed Book / Page793 / 1289
Prior Transfer DateJul 02, 2003
Prior Transfer Doc0005060001
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address3818 NW 21ST AVE, OKEECHOBEE, FL 34972-1560
Transaction TypeMortgage
Record UpdatedMay 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3818 NW 21ST AVE, OKEECHOBEE, FL 34972-1560

Mortgage

Document Number0000004197
DateApr 06, 2023
Instrument2023004197
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueMar 25, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateJul 21, 2017
Property Address3818 NW 21ST AVE, OKEECHOBEE, FL 34972-1560
Document Number0007931289
Book / Page000793 / 001289
Instrument DateJul 20, 2017
Instrument7304
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyOKEE-TANTLE TITLE COMPANY INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3818 NW 21ST AVE OKEECHOBEE FL 34974, OKEECHOBEE, FL 34974

Mortgage

Document Number7931292
DateJul 21, 2017
Book Page000793/001292
Instrument7305
Lender
NameCENTERSTATE BK/FL
TypeBank
AddressHAVEN, FL 33881
Agreement
AmountAmount Recorded
Term360 Months
DueJul 20, 2047

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated November 19, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,225.00 (+7.96%) Homeowner's exemption$150,772 (+5.99%)$263,841 (+3.55%) Land $26,500 Building $237,341
2023$2,061.00 (+8.02%) Homeowner's exemption$142,255 (+2.75%)$254,796 (+28.46%) Land $17,500 Building $237,296
2022$1,908.00 Homeowner's exemption$138,451$198,345 Land $12,000 Building $186,345

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120939102011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 137 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies137 in force
Nearby Flood Claims52 (2004–2021)
Claims Outside the SFHA3 of 52
Most Recent ClaimFeb 2021, rainfall accumulation
Claims By Storm
  • Tropical Storm Fay, Aug 2008 · 15 claims
  • Hurricane Wilma, Oct 2005 · 9 claims
  • Hurricane Frances, Sep 2004 · 11 claims

Wildfire

Wildfire RiskModerate
above 53% of the US · above 24% of Florida
Wildfire LikelihoodAbout 1 in 602 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 118 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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