3845 Mapleleaf Rd, Waterford, MI 48328 Property Records

Oakland County property record for 3845 Mapleleaf Rd, Waterford, MI 48328

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,574 sqft · built 1973
Lot Size	0.294 acres (12,807 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jun 2017)
Tax Bill	$2,566 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`W-13-35-154-040`

Property Details

APN / Parcel Number

Primary APN	`W-13-35-154-040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area
1st Floor Area	1,574 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Game Room	Game Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Lot Area	12,807 sqft (0.294 acres)
Lot Dimensions	98.2 ft deep x 87 ft wide
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	532 sqft
Patio Area	532 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3845 MAPLELEAF RD
City	WATERFORD
State	MI
Zip	48328-4056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T3N, R9E, SEC 35 ELIZABETH LAKE ESTATES NO 2 ELY 40 FT OF LOT 446, ALSO LOT 447 EXC E 3.00 FT 4/15/85 FR 039
Legal Range	09E
Legal Township	03N
Legal Section	35
Legal Subdivision	ELIZABETH LAKE ESTATES
Legal Lot Number	446-447
Jurisdiction	OAKLAND MI
Township / Civil Division	WATERFORD
Census Block Group	3
Census Block	3008
Census Tract	145300

Owner

3845 Mapleleaf Rd is owned and occupied by two individuals who bought it in June 2017.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3845 MAPLELEAF RD, WATERFORD, MI 48328-4056
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jun 29, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2017 · Amount on File
Deed Sale	Jun 29, 2017 · Amount on File
Deed Document Number	2017126011
Deed Book / Page	50822 / 278
Prior Transfer Date	Jun 26, 2003
Prior Transfer Doc	0297370065
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3845 MAPLELEAF RD, WATERFORD, MI 48328-4056
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3845 MAPLELEAF RD, WATERFORD, MI 48328-4056

Mortgage

Document Number	0000008405
Date	Jan 11, 2021
Book Page	55483/674
Instrument	8405

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	318 Months
Due	Jul 1, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 29, 2017
Property Address	3845 MAPLELEAF RD, WATERFORD, MI 48328-4056
Document Number	0000126011
Book / Page	050822 / 000278
Instrument Date	Jun 27, 2017
Instrument	126011
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3845 MAPLELEAF RD WATERFORD MI 483284056, WATERFORD, MI 48328-4056

Mortgage

Document Number	126012
Date	Jun 29, 2017
Book Page	050822/000280
Instrument	126012

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3845 Mapleleaf Rd was $2,566 with a homeowner's exemption, down 57.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Waterford Charter Township
Unified School District	Waterford School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,566.00 (-57.78%) Homeowner's exemption	$152,990	$305,980
2024	$6,077.00
2023		$133,840	$267,680
2021	$5,020.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3845 Mapleleaf Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 3845 Mapleleaf Rd, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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