3832 Mapleleaf Rd, Waterford, MI 48328 Property Records

Oakland County property record for 3832 Mapleleaf Rd, Waterford, MI 48328

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,832 sqft · built 1993
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jul 2019)
Tax Bill	$3,253 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`W-13-35-153-028`

Property Details

APN / Parcel Number

Primary APN	`W-13-35-153-028`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,832 sqft Living Area
1st Floor Area	1,562 sqft
Basement Area	1,082 sqft
Unfinished Basement	1,082 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Terrain	High
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	16 sqft
Patio Area	333 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3832 MAPLELEAF RD
City	WATERFORD
State	MI
Zip	48328-4055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T3N, R9E, SEC 35 ELIZABETH LAKE ESTATES NO 2 LOT 424
Legal Range	09E
Legal Township	03N
Legal Section	35
Legal Subdivision	ELIZABETH LAKE ESTATES
Legal Lot Number	424
Jurisdiction	OAKLAND MI
Township / Civil Division	WATERFORD
Census Block Group	3
Census Block	3009
Census Tract	145300

Owner

3832 Mapleleaf Rd is owned and occupied by an individual who bought it in July 2019.

Source: Oakland County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	3832 MAPLELEAF RD, WATERFORD, MI 48328-4055
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Jul 18, 2019	Warranty Deed, Transfer · FHA Mortgage KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2019 · Amount on File
Deed Sale	Jul 18, 2019 · Amount on File
Prior Sale	Sep 19, 1996 · Amount on File
Deed Document Number	2019114930
Deed Book / Page	53040 / 480
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Sep 25, 2026
Property Address	3832 MAPLELEAF RD, WATERFORD, MI 48328-4055
Document Number	0000141831
Book / Page	61578 / 354
Instrument Date	Sep 11, 2026
Instrument	2026141831
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3832 MAPLELEAF RD, WATERFORD, MI 48328-4055

Mortgage

Document Number	0000141831,
Date	Sep 25, 2026
Book Page	61578/354
Instrument	2026141831

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 28, 2066

Interest

Max Rate	-1%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 18, 2019
Property Address	3832 MAPLELEAF RD, WATERFORD, MI 48328-4055
Document Number	0000114930
Book / Page	53040 / 00480
Map Reference	LB 27 PG 6
Instrument Date	Jul 12, 2019
Instrument	114930
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	FNT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,677.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37521 N 20TH ST, 37521, DESERT HILLS, AZ 85086-9206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3832 MAPLELEAF RD, WATERFORD, MI 48328-4055

Mortgage

Document Number	5304000482
Date	Jul 18, 2019
Instrument	53040/00482

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3832 Mapleleaf Rd was $3,253 with a homeowner's exemption, down 46.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Waterford Charter Township
Unified School District	Waterford School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,253.00 (-46.33%) Homeowner's exemption	$169,340	$338,680
2024	$6,061.00
2023		$145,250	$290,500
2021	$5,364.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3832 Mapleleaf Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 3832 Mapleleaf Rd, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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