3845 E Balch Ave, Fresno, CA 93702 Property Records

Fresno County property record for 3845 E Balch Ave, Fresno, CA 93702

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 944 sqft · built 1925
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Jun 2020)
Tax Bill	$2,271 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Mar 2024 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`461-195-07`

Property Details

APN / Parcel Number

Primary APN	`461-195-07`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	944 sqft Living Area
1st Floor Area	944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Garage Area	221 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3845 E BALCH AVE
City	FRESNO
State	CA
Zip	93702-2818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	3845 E BALCH FR
Legal Subdivision	ALTA VISTA
Legal Block	7
Legal Lot Number	7
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	2
Census Block	2019
Census Tract	2602

Owner

3845 E Balch Ave is owned and occupied by an individual who bought it in June 2020.

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3845 E BALCH AVE, FRESNO, CA 93702-2818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Mar 15, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
May 3, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 30, 2020	Grant Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC
May 21, 2020	Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Apr 2, 2019	Quit Claim Deed, Transfer CASHCALL
Jan 4, 2019	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on File
Deed Sale	Jun 30, 2020 · Amount on File
Prior Sale	Jan 4, 2019 · Amount on File
Deed Document Number	202081314
Prior Transfer Date	Feb 25, 2019
Prior Transfer Doc	0000032019
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	3845 E BALCH AVE, FRESNO, CA 93702-2818
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3845 E BALCH AVE, FRESNO, CA 93702-2818

Mortgage

Document Number	0000089945
Date	Sep 17, 2025
Instrument	2025-0089945

Lender

Name	LOANCARE LLC
Type	Mortgage Company
Address	SOUTHLAKE, TX 76092

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	298 Months
Due	Jul 1, 2050

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	3845 E BALCH AVE, FRESNO, CA 93702-2818
Transaction Type	Mortgage
Record Updated	Mar 29, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3845E E BALCH AVE, FRESNO, CA 93702-2818

Mortgage

Document Number	0000025023
Date	Mar 15, 2024
Instrument	2024-0025023

Lender

Name	LOANCARE LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	316 Months
Due	Jul 1, 2050

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	3845 E BALCH AVE, FRESNO, CA 93702-2818
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3845 E BALCH AVE, FRESNO, CA 93702-2818

Mortgage

Document Number	0000041361
Date	May 3, 2023
Instrument	2023-0041361

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Jul 1, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Jun 30, 2020
Property Address	3845 E BALCH AVE, FRESNO, CA 93702-2818
Document Number	0000081314
Map Reference	MB 7 PG 5
Instrument Date	May 19, 2020
Instrument	2020-0081314
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3845 E BALCH AVE, FRESNO, CA 93702-2818

Mortgage

Document Number	0000081315
Date	Jun 30, 2020
Instrument	2020-0081315

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Mortgage

Document Number	0000081317
Date	Jun 30, 2020
Instrument	2020-0081317

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company
Address	FLINT, MI 48501

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	May 21, 2020
Property Address	3845 E BALCH AVE, FRESNO, CA 93702-2818
Document Number	0000062032
Instrument Date	May 11, 2020
Instrument	62032
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	3845 E BALCH AVE FRESNO CA 937022818, FRESNO, CA 93702-2818

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRESNO CA
Recording Date	Apr 2, 2019
Property Address	3845 E BALCH AVE, FRESNO, CA 93702-2818
Document Number	0000032019
Instrument Date	Feb 25, 2019
Instrument	32019
Transaction Type	Transfer
Record Updated	Apr 25, 2019
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3845 E BALCH AVE FRESNO CA 937022818, FRESNO, CA 93702-2818

Mortgage

Document Number	32020
Date	Apr 2, 2019
Instrument	32020

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Jan 4, 2019
Property Address	3845 E BALCH AVE, FRESNO, CA 93702-2818
Document Number	0000001103
Instrument Date	Dec 7, 2018
Instrument	1103
Transaction Type	Transfer
Record Updated	Jan 30, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transaction

Amount	Amount on Record
Tax	$93.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	1640 W SHAW AVE #100 FRESNO CA 937113506, 100, FRESNO, CA 93711-3506

Tax Assessment & Valuation

The 2025 property tax bill for 3845 E Balch Ave was $2,271.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Fresno Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$177,362 (+2%) Land $27,886 Building $149,476
2025	$2,271.00	$173,886 Land $27,340 Building $146,546
2023	$2,144.00 (+1.37%)	$167,135 Land $26,279 Building $140,856
2022	$2,115.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3845 E Balch Ave in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3845 E Balch Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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