3845 E 200 N, Bluffton, IN 46714 Property Records

Wells County property record for 3845 E 200 N, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,552 sqft · built 2003
Lot Size	4.15 acres (180,774 sqft)
Owner	Individual Name on Record
Last Sale	$10,532 (Jan 2003)
Tax Bill	$3,558 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-05-22-400-006.000-010`

Property Details

APN / Parcel Number

Primary APN	`90-05-22-400-006.000-010`
Alternative APNs	`00001577332` `0050381904`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,552 sqft Living Area
1st Floor Area	1,552 sqft
Basement Area	1,552 sqft
Unfinished Basement	1,552 sqft
Game Room	Game Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Roof Material	Asphalt
Lot Area	180,774 sqft (4.15 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	3,760 sqft
Parking Spaces	12 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	450 sqft
Deck Area	772 sqft
Lean-To	396 sqft

Utilities, Heating & Cooling

Heating System	Solar

Location & Zoning

Account Number	00001577332
Street Address	3845 E 200 N
City	BLUFFTON
State	IN
Zip	46714-9350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-27-12 4.15A E 213' FRL OF W 1055.62' OF S 825.32' OF E 100 A SE
Jurisdiction	WELLS IN
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2006
Census Tract	40400

Owner

Source: Wells County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3845 E 200 N, BLUFFTON, IN 46714-9350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Line of Credit THREE RIVERS FEDERAL CREDIT UNION
Aug 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FCU
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK BERNIE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2003 · Amount on Record
Deed Sale	Jan 31, 2003 · Amount on Record
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Recording Date	Sep 11, 2026
Property Address	3845 E 200 N, BLUFFTON, IN 46714-9350
Document Number	0000003302
Instrument Date	Sep 1, 2026
Instrument	20263302
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3845 E 200 N, BLUFFTON, IN 46714-9350

Mortgage

Document Number	0000003302,
Date	Sep 11, 2026
Instrument	20263302

Lender

Name	THREE RIVERS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 25, 2036

Interest

Rate Type	Balloon
Initial Type	Balloon
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	3845 E 200 N, BLUFFTON, IN 46714-9350
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020232418
Date	Aug 3, 2023
Instrument	20232418

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2038

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	3845 E 200 N, BLUFFTON, IN 46714-9350
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020171172
Date	Sep 25, 2017
Instrument	20171172

Lender

Name	FIRST BANK BERNIE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 25, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Lancaster Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,558.00 (+22.1%) Homeowner's exemption	$450,800 (+40.22%) Land $96,100 Building $354,700	$450,800 (+40.22%) Land $96,100 Building $354,700
2024	$2,914.00 (-13.04%)
2023		$321,500 (+7.2%) Land $79,800 Building $241,700	$321,500 (+7.2%) Land $79,800 Building $241,700
2022	$3,351.00	$299,900 Land $57,600 Building $242,300	$299,900 Land $57,600 Building $242,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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