Los Angeles County property record for 38445 Cougar Pass, Palmdale, CA 93551
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,098 sqft · built 1995 |
| Lot Size | 0.158 acres (6,899 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $450,000 (Jul 2021) |
| Tax Bill | $8,179 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3004-010-057 |
| Primary APN | 3004-010-057 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,098 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Lot Area | 6,899 sqft (0.158 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 38445 COUGAR PASS |
|---|---|
| City | PALMDALE |
| State | CA |
| Zip | 93551-5017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR1* |
| Legal Description | TR=46123 LOT 53 |
| Legal Subdivision | 46123 |
| Legal Tract | 46123 |
| Legal Block | 2 |
| Legal Lot Number | 53 |
| Jurisdiction | LOS ANGELES CA |
| Township / Civil Division | SOUTH ANTELOPE VALLEY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 910401 |
38445 Cougar Pass is held in a trust since July 2021.
Source: Los Angeles County records, as of August 25, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2785 PACIFIC COAST HWY, 812, TORRANCE, CA 90505-7066 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2021 | Grant Deed, Transfer · Conventional Mortgage ACG FUNDING INC |
| Apr 4, 2017 | Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2021 · Amount on File |
| Deed Sale | Jul 14, 2021 · Amount on File |
| Prior Sale | Apr 29, 1996 · Amount on File |
| Deed Document Number | 20211087843 |
| Prior Transfer Date | Mar 15, 2017 |
| Prior Transfer Doc | 0000368563 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOS ANGELES CA |
| Recording Date | Jul 14, 2021 |
| Property Address | 38445 COUGAR PASS, PALMDALE, CA 93551-5017 |
| Document Number | 0001087843 |
| Map Reference | MB 1155 PG 67-77 |
| Instrument Date | May 28, 2021 |
| Instrument | 21-1087843 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 38445 COUGAR PASS, PALMDALE, CA 93551-5017 |
| Document Number | 0001087844 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 21-1087844 |
| Name | ACG FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | LOS ANGELES CA |
| Recording Date | Apr 4, 2017 |
| Property Address | 38445 COUGAR PASS, PALMDALE, CA 93551-5017 |
| Document Number | 0000368563 |
| Instrument Date | Mar 15, 2017 |
| Instrument | 368563 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2017 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38445 COUGAR PASS PALMDALE CA 935515017, PALMDALE, CA 93551-5017 |
| Document Number | 368564 |
|---|---|
| Date | Apr 4, 2017 |
| Instrument | 368564 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.43% |
| Document Number | 368565, |
|---|---|
| Date | Apr 4, 2017 |
| Instrument | 368565 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.43% |
The 2025 property tax bill for 38445 Cougar Pass was $8,179.
Source: Los Angeles County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | California |
| County | Los Angeles County |
| Municipality | Palmdale City |
| Secondary School District | Antelope Valley Union Joint High School District (09 - 12) |
| Elementary School District | Palmdale Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $487,090 (+2%) Land $228,932 Building $258,158 | |
| 2025 | $8,179.00 | $477,541 Land $224,444 Building $253,097 |
| 2023 | $7,688.00 (+3.57%) | $459,000 Land $215,730 Building $243,270 |
| 2022 | $7,423.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 38445 Cougar Pass in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38445 Cougar Pass is moderate, ranking above 52% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS ANGELES CWWD 40 REG 4 & 34 LANCASTER serves 208,129 people · EPA ID CA1910070 |
|---|---|
| Water Source | Purchased surface water from ANTELOPE VALLEY EAST KERN WATER AGENCY |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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