Lake County property record for 38437 Gold Rush Dr, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,191 sqft · built 2020 |
| Lot Size | 0.275 acres (12,001 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $11,944 (2023) |
| Deeds & Mortgages | Mar 2021 Line of Credit Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-047-J-00-004-0 |
| Primary APN | 27-B-047-J-00-004-0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,191 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,001 sqft (0.275 acres) |
| Garage Area | 786 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 38437 GOLD RUSH DR |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1, 2 & 15 GORE TRACT |
| Legal Subdivision | MELROSE FARMS SUBDIVISION |
| Legal Lot Number | 82 2 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 201600 |
38437 Gold Rush Dr is owner-occupied and held in a trust since October 2020.
Source: Lake County records, as of April 25, 2024
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 6750 N PALMERSTON DR, WILLOUGHBY, OH 44094 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2021 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Oct 2, 2020 | Quit Claim Deed, Transfer EMERALD GLEN TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Mar 9, 2020 · Amount on File |
| Last Transfer Date | Oct 2, 2020 |
| Transfer Doc | 0000028706 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 38437 GOLD RUSH DR, WILLOUGHBY, OH 44094-7706 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000007940 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 2021R007940 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 25, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Oct 2, 2020 |
| Property Address | 38437 GOLD RUSH DR, WILLOUGHBY, OH 44094-7706 |
| Document Number | 0000028706 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 28706 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | EMERALD GLEN TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $50.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 38437 GOLD RUSH DR WILLOUGHBY OH 440947706, WILLOUGHBY, OH 44094-7706 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $11,944.00 (+51.32%) Homeowner's exemption | $126,160 (-) Land $38,920 Building $87,240 | |
| 2022 | $7,893.00 | $126,160 Land $38,920 Building $87,240 | |
| 2021 | $360,470 Land $111,210 Building $249,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38437 Gold Rush Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38437 Gold Rush Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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