Lake County property record for 38427 Gold Rush Dr, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,358 sqft · built 2021 |
| Lot Size | 0.29 acres (12,624 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,687 (2023) |
| Deeds & Mortgages | May 2021 Sale & Construction Loan Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-047-J-00-005-0 |
| Primary APN | 27-B-047-J-00-005-0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,358 sqft Living Area |
| Gross Area | 1,559 sqft |
| 1st Floor Area | 977 sqft |
| Basement Area | 201 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 12,624 sqft (0.29 acres) |
| Garage Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 38427 GOLD RUSH DR |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1, 2 & 15 GORE TRACT |
| Legal Subdivision | MELROSE FARMS SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 83 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 201600 |
38427 Gold Rush Dr is owned and occupied by two individuals who acquired it in May 2021.
Source: Lake County records, as of December 30, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38427 GOLD RUSH DR, WILLOUGHBY, OH 44094-7706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2021 | Warranty Deed, Construction Loan · Construction Mortgage FIRST FSLA OF LAKEWOOD |
| Mar 10, 2020 | Warranty Deed, Transfer · Commercial Mortgage CNB BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2021 |
| Deed Sale | May 7, 2021 |
| Prior Sale | Mar 10, 2020 · Amount on File |
| Deed Document Number | 202115693 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | May 7, 2021 |
| Property Address | 38427 GOLD RUSH DR, WILLOUGHBY, OH 44094-7706 |
| Document Number | 0000015693 |
| Map Reference | VOL 68 PG 40 |
| Instrument Date | Apr 26, 2021 |
| Instrument | 2021R015693 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 26, 2024 |
| Title Company | EMERALD GLEN TITLE AGENCY, EMERALD GLEN TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 38427 GOLD RUSH DR, WILLOUGHBY, OH 44094-7706 |
| Document Number | 0000015694 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 2021R015694 |
| Name | FIRST FSLA OF LAKEWOOD |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Mar 10, 2020 |
| Property Address | 38427 GOLD RUSH DR, WILLOUGHBY, OH 44094-7706 |
| Document Number | 0000006234 |
| Map Reference | VOL 68 PG 40 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 2020R006234 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | EMERALD GLEN TITLE AGENCY IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 384, MENTOR, OH 44061-0384 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006235 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | 2020R006235 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $159,100 Land $51,260 Building $107,840 | $454,560 Land $146,460 Building $308,100 | |
| 2023 | $11,687.00 (+56.54%) Homeowner's exemption | $123,440 (-) Land $40,940 Building $82,500 | |
| 2022 | $7,466.00 Homeowner's exemption | $123,440 Land $40,940 Building $82,500 | |
| 2021 | $352,700 Land $116,980 Building $235,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38427 Gold Rush Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38427 Gold Rush Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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