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38421 Washington Loop Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 38421 Washington Loop Rd, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,995 sqft · built 1982
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Tax Bill$2,369 (2025)
Deeds & MortgagesJul 2017 Mortgage
Jun 2017 Sale
Flood ZoneZone X (minimal risk)
APN40-24-20-300-003

Property Details

APN / Parcel Number

Primary APN40-24-20-300-003
Alternative APNs
  • 0072983-000100-9
  • 10004626983

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,995 sqft Living Area
Gross Area2,899 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1982
Architectural StyleOther
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area217,800 sqft (5 acres)
Garage Area387 sqft
DrivewayDriveway
Driveway Area1,860 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area512 sqft
PorchOpen Porch
Porch Area517 sqft
FenceFence
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004626983
Old Parcel Number00729830001009
Street Address38421 WASHINGTON LOOP RD
CityPUNTA GORDA
StateFL
Zip33982-9755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionZZZ 204024 P5-2 20-40-24 P-5-2 5 AC. M/L TH W1/2 OF SW1/4 OF SW1/4 OF SW1/4 513/505 609/450 690/450 710/1648 1
Legal Range24E
Legal Township40S
Legal Section20
Legal SubdivisionACREAGE & UNREC
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1016
Census Tract10100

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address38421 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9755
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2017Deed of Trust, Mortgage
CLIFFORD HOEFFNER
Jun 13, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2017
Deed SaleJun 13, 2017
Deed Document Number2530996
Deed Book / Page4208 / 2110
Record UpdatedJun 8, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address38421 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9755
Document Number0042460148
Instrument DateJul 21, 2017
Transaction TypeMortgage
Record UpdatedFeb 21, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address38421 WASHINGTON LOOP RD PUNTA GORDA FL 339829532, PUNTA GORDA, FL 33982-9532

Mortgage

Document Number0042460148
DateOct 17, 2017
Book Page004246/000148
Instrument2558724
Lender
NameCLIFFORD HOEFFNER
Address1507 WHITMORE ST, LEBANON, TN 37087-8605
Agreement
AmountAmount Recorded
Term84 Months
DueOct 16, 2024
Interest
Rate4%

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJun 13, 2017
Property Address38421 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9755
Document Number0042082110
Book / Page004208 / 002110
Instrument DateMay 31, 2017
Instrument2530996
Transaction TypeTransfer
Record UpdatedJan 30, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38421 WASHINGTON LOOP RD PUNTA GORDA FL 339829532, PUNTA GORDA, FL 33982-9532

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,369.00 (-29.6%) Homeowner's exemption$197,076 (+5.99%)$288,087 (-0.06%) Land $110,000 Building $178,087
2023$3,365.00 (+5.06%) Homeowner's exemption$185,944 (+3%)$288,273 (+11.19%) Land $105,000 Building $183,273
2022$3,203.00 Homeowner's exemption$180,528$259,266 Land $42,500 Building $216,766

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 518 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies870 units insured
incl. 352 condo units
Nearby Flood Claims11 (1995–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 52% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHELL CREEK PARK
private · serves 465 people · EPA ID FL6080256
Water SourceGroundwater
Last State InspectionMar 2026
Also Mapped HereCHARLOTTE COUNTY UTILITIES
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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