Charlotte County property record for 38380 Washington Loop Rd, Punta Gorda, FL 33982
| Property Type | Pasture |
|---|---|
| Details | 1 bd · 1 ba · 3,240 sqft · built 2010 |
| Lot Size | 5 acres (217,799 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,335 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jun 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 402429100002 |
| Primary APN | 402429100002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 3,240 sqft Gross Area |
| 1st Floor Area | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 217,799 sqft (5 acres) |
| Garage Type | Carport |
| Garage Area | 2,160 sqft |
| Carport | Carport |
| Carport Area | 2,160 sqft |
| Porch | Enclosed/Screened Porch |
| Porch Area | 360 sqft |
| Gazebo | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00731530000002 |
|---|---|
| Street Address | 38380 WASHINGTON LOOP RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-9557 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Pasture |
| Local Zoning Code | AG |
| Legal Description | 29 40 24 P-6 5 AC. M/L TH W1/2 OF SW1/4 OF NW1/4 OF NW1/4 182/123 350/720 370/634 411/323 2989/986 3137/451 E3229/870 3229/881 CD3463/173 3463/175 E3900/731 3277730 |
| Legal Range | 24E |
| Legal Township | 40S |
| Legal Section | 29 |
| Legal Tract | ZZZ |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1105 |
| Census Tract | 10100 |
Source: Charlotte County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38380 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9557 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 31, 2023 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Jun 13, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Jul 5, 2018 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Feb 22, 2017 | Deed of Trust, Mortgage SUNCOAST CU SUNCOAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 10, 2009 |
| Transfer Doc | 0034630175 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 38380 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9557 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 38380 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9557 |
| Document Number | 0003297290 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 3297290 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 30, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 13, 2023 |
| Property Address | 38380 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9557 |
| Document Number | 0003277730 |
| Instrument Date | Jun 12, 2023 |
| Instrument | 3277730 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38380 WASHIGTON LOOP ROAD, PUNTA GORDA, FL 33982-9557 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 38380 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9557 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 38380 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9557 |
| Document Number | 0046151464 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 4615/1464 |
| Instrument | 2840643 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 38380 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9557 |
| Document Number | 0043400176 |
| Instrument Date | Jul 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38380 WASHINGTON LOOP RD PUNTA GORDA FL 339829557, PUNTA GORDA, FL 33982-9557 |
| Document Number | 0043400176 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 004340/000176 |
| Instrument | 2631513 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 22, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 38380 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9557 |
| Document Number | 0041711951 |
| Instrument Date | Feb 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38380 WASHINGTON LOOP RD PUNTA GORDA FL 339829557, PUNTA GORDA, FL 33982-9557 |
| Document Number | 0041711951 |
|---|---|
| Date | Feb 28, 2017 |
| Book Page | 004171/001951 |
| Instrument | 2503068 |
| Name | SUNCOAST CU SUNCOAST CU |
|---|---|
| Address | 6801 E HILLSBOROUGH AVE, TAMPA, FL 33610-4110 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Feb 27, 2037 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,335.00 (-37.29%) | $129,504 (+5.97%) | $341,871 (+5.43%) Land $102,377 Building $239,494 |
| 2024 | $2,129.00 (+17.04%) | ||
| 2023 | $1,819.00 (-5.99%) Homeowner's exemption | $122,203 (+2.98%) | $324,272 (+16.12%) Land $105,000 Building $219,272 |
| 2022 | $1,935.00 Homeowner's exemption | $118,668 | $279,261 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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