3841 Winrock Dr, Laredo, TX 78045 Property Records

Webb County property record for 3841 Winrock Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,872 sqft · built 2004
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$391,300 (May 2019)
Tax Bill	$2,550 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`985-11001-390`

Property Details

APN / Parcel Number

Primary APN	`985-11001-390`
Alternative APN	`264565`

Interior

Stories	1 Story
Building Area	2,872 sqft Living Area
1st Floor Area	2,872 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Carport
Garage Area	789 sqft
Carport	Carport
Carport Area	789 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	408 sqft

Location & Zoning

Street Address	3841 WINROCK DR
City	LAREDO
State	TX
Zip	78045-8183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WINFIELD, BLOCK 1, LOT 39, PHASE 5
Legal Subdivision	WINFIELD
Legal Phase	5
Legal Block	1
Legal Lot Number	39
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2004
Census Tract	1722

Owner

3841 Winrock Dr is owned and occupied by an individual who bought it in May 2019.

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3841 WINROCK DR, LAREDO, TX 78045-8183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
May 1, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2019 · Amount on File
Deed Sale	May 1, 2019 · Amount on File
Deed Document Number	20191359472
Deed Book / Page	4591 / 856
Prior Transfer Date	Apr 30, 2019
Prior Transfer Doc	004591/856
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3841 WINROCK DR, LAREDO, TX 78045-8183
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	SUPERIOR ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004955/37
Date	Feb 10, 2021
Book Page	4955/37
Instrument	1418487

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	May 1, 2019
Property Address	3841 WINROCK DR, LAREDO, TX 78045-8183
Document Number	004591/856
Book / Page	4591 / 856
Map Reference	VOL 21 PG 84&85
Instrument Date	Apr 30, 2019
Instrument	1359472
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3841 WINROCK DR, LAREDO, TX 78045-8183

Mortgage

Document Number	0001359473
Date	May 1, 2019
Instrument	1359473

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3841 Winrock Dr was $2,550 with a homeowner's exemption, up 0.8% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$502,135 (-0.38%) Land $236,014 Building $266,121	$502,135 (-0.38%) Land $236,014 Building $266,121
2025	$2,550.00 (+0.75%) Homeowner's exemption	$504,040 Land $236,014 Building $268,026	$504,040 Land $236,014 Building $268,026
2024	$2,531.00
2023		$474,116 Land $228,086 Building $246,030	$474,116 Land $228,086 Building $246,030
2022	$2,866.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3841 Winrock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3841 Winrock Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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