10506 Winrock Dr, Laredo, TX 78045 Property Records

Webb County property record for 10506 Winrock Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,303 sqft · built 2002
Lot Size	0.206 acres (8,986 sqft)
Owner	Individual Name on File
Tax Bill	$1,807 (2025)
Deeds & Mortgages	Nov 2012 Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`985-11001-150`

Property Details

APN / Parcel Number

Primary APN	`985-11001-150`
Alternative APN	`264541`

Interior

Stories	1 Story
Building Area	2,303 sqft Living Area
Gross Area	2,744 sqft
1st Floor Area	2,303 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,986 sqft (0.206 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	344 sqft

Location & Zoning

Street Address	10506 WINROCK DR
City	LAREDO
State	TX
Zip	78045-8184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WINFIELD, BLOCK 1, LOT 15, PHASE 5
Legal Subdivision	WINFIELD
Legal Phase	5
Legal Block	1
Legal Lot Number	15
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2004
Census Tract	1722

Owner

10506 Winrock Dr is owned and occupied by an individual who acquired it in October 2025.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	10506 WINROCK DR, LAREDO, TX 78045-8184
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2012	Deed of Trust, Mortgage TEXAS COMMUNITY BANK NA
Nov 5, 2025	Vendor's Lien, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Oct 2, 2025	Special Warranty Deed, Transfer
Apr 23, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2025
Deed Sale	Oct 2, 2025
Prior Sale	Jan 26, 2012 · Amount on File
Deed Document Number	20251569327
Deed Book / Page	5915 / 574
Prior Transfer Date	Jan 19, 2012
Prior Transfer Doc	003207/563
Record Updated	Oct 29, 2026

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	10506 WINROCK DR, LAREDO, TX 78045-8184
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003342/375
Date	Nov 7, 2012
Book Page	3342/375
Instrument	1149992

Lender

Name	TEXAS COMMUNITY BANK NA
Type	Bank
Address	LAREDO, TX 78041

Agreement

Amount	Amount on Record

November 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Nov 5, 2025
Property Address	10506 WINROCK DR, LAREDO, TX 78045-8184
Document Number	005935/420
Book / Page	5935 / 420
Map Reference	VOL 14 PG 96
Instrument Date	Nov 4, 2025
Instrument	1572223
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3005 EDGEFIELD CT, LAREDO, TX 78045-8131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3003 EDGEFIELD CT, LAREDO, TX 78045-8131

Mortgage

Document Number	0001572224
Date	Nov 5, 2025
Instrument	1572224

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Oct 2, 2025
Property Address	10506 WINROCK DR, LAREDO, TX 78045-8184
Document Number	005915/574
Book / Page	5915 / 574
Map Reference	VOL 23 PG 41-42
Instrument Date	Jul 17, 2025
Instrument	1569327
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 450157, LAREDO, TX 78045-0003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10506 WINROCK DR, LAREDO, TX 78045-8184

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Apr 23, 2025
Property Address	10506 WINROCK DR, LAREDO, TX 78045-8184
Document Number	005819/292
Book / Page	5819 / 292
Map Reference	VOL 25 PG 137
Instrument Date	Apr 22, 2025
Instrument	1555437
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 JORDAN DR, LAREDO, TX 78041-9115

Tax Assessment & Valuation

The 2025 property tax bill for 10506 Winrock Dr was $1,807, down 16.5% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,514 (-0.44%) Land $139,737 Building $215,777	$355,514 (-0.44%) Land $139,737 Building $215,777
2025	$1,807.00 (-16.5%) Homeowner's exemption	$357,082 (+1.5%) Land $139,737 Building $217,345	$357,082 (+1.5%) Land $139,737 Building $217,345
2024	$2,164.00 (-0.46%) Homeowner's exemption	$351,810 (+5.58%) Land $139,737 Building $212,073	$351,810 (+5.58%) Land $139,737 Building $212,073
2023	$2,174.00 (+3.43%) Homeowner's exemption	$333,216 Land $135,064 Building $198,152	$333,216 Land $135,064 Building $198,152
2022	$2,102.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10506 Winrock Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10506 Winrock Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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