Hamilton County property record for 3841 Gardner Ave, Cincinnati, OH 45236
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 803 sqft · built 1940 |
| Lot Size | 0.118 acres (5,140 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $226,000 (Sep 2026) |
| Tax Bill | $3,180 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Oct 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 602-0009-0069-00 |
| Primary APN | 602-0009-0069-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 803 sqft Living Area |
| Gross Area | 1,606 sqft |
| 1st Floor Area | 803 sqft |
| Basement Area | 803 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,140 sqft (0.118 acres) |
| Lot Dimensions | 117 ft deep x 44 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | Deck Area |
| Patio Area | 385 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3841 GARDNER AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45236-3359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARDNER AVE 44 X 117.50 LOT 69 THORNTON HEIGHTS SUB |
| Legal Subdivision | THORNTON HEIGHTS SUB |
| Legal Lot Number | 69 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SILVERTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 23800 |
Source: Hamilton County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3841 GARDNER AVE, CINCINNATI, OH 45236-3359 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 1, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 4, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2026 · Amount on Record |
| Deed Sale | Sep 1, 2026 · Amount on Record |
| Prior Sale | Jun 13, 2016 |
| Deed Document Number | 202672029 |
| Deed Book / Page | 15741 / 1821 |
| Prior Transfer Date | Sep 19, 2022 |
| Prior Transfer Doc | 0000093746 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 1, 2026 |
| Property Address | 3841 GARDNER AVE, CINCINNATI, OH 45236-3359 |
| Document Number | 0000072029 |
| Book / Page | 15741 / 1821 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 202672029 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $45,652.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 3841 GARDNER AVE, CINCINNATI, OH 45236-3359 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 4, 2022 |
| Property Address | 3841 GARDNER AVE, CINCINNATI, OH 45236-3359 |
| Document Number | 0000093746 |
| Book / Page | 14765 / 1771 |
| Map Reference | MB 36 PG 8&9 |
| Instrument Date | Sep 19, 2022 |
| Instrument | 2022-0093746 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3841 GARDNER AVE, 3841, CINCINNATI, OH 45236-3359 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3841 GARDNER AVE, CINCINNATI, OH 45236-3359 |
| Document Number | 0000093747 |
|---|---|
| Date | Oct 4, 2022 |
| Instrument | 2022-0093747 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3841 GARDNER AVE, CINCINNATI, OH 45236-3359 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000106534 |
|---|---|
| Date | Sep 3, 2021 |
| Book Page | 14495/208 |
| Instrument | 2021-0106534 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 1, 2046 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Silverton Village |
| Unified School District | Deer Park Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,180.00 (+19.68%) | $45,483 (-) Land $9,877 Building $35,606 | $129,950 (-) Land $28,220 Building $101,730 |
| 2024 | $2,657.00 (-1.88%) | $45,483 (-) Land $9,877 Building $35,606 | |
| 2023 | $2,708.00 (+10.58%) | $45,483 (+47.85%) Land $9,877 Building $35,606 | $129,950 (+47.86%) Land $28,220 Building $101,730 |
| 2022 | $2,449.00 | $30,762 Land $7,242 Building $23,520 | |
| 2020 | $87,890 Land $20,690 Building $67,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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