3841 E Monterosa St, Phoenix, AZ 85018 Property Records

Maricopa County property record for 3841 E Monterosa St, Phoenix, AZ 85018

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,513 sqft · built 1953
Lot Size	0.212 acres (9,239 sqft)
Owner	Individual on Record
Last Sale	$425,000 (Nov 2018)
Tax Bill	$3,115 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`170-32-103`

Property Details

APN / Parcel Number

Primary APN	`170-32-103`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,513 sqft Living Area
Gross Area	1,723 sqft
1st Floor Area	1,513 sqft

Exterior

Year Built	Built 1953
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	9,239 sqft (0.212 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3841 E MONTEROSA ST
City	PHOENIX
State	AZ
Zip	85018-4818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	RANCHO DEL MONTE 2
Legal Range	03E
Legal Township	02N
Legal Section	24
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	RANCHO DEL MONTE UNIT 2
Legal Block	11
Legal Lot Number	1 11
Legal Unit	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2016
Census Tract	108302

Owner

Source: Maricopa County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	3841 E MONTEROSA ST, PHOENIX, AZ 85018-4818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF ST CHARLES MO
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Jan 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CHOICE LOAN SERVICES INC
Nov 30, 2018	Warranty Deed, Transfer · Conventional Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2018 · Amount on Record
Deed Sale	Nov 30, 2018 · Amount on Record
Prior Sale	Jan 24, 2014
Deed Document Number	20180882610
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3841 E MONTEROSA ST, PHOENIX, AZ 85018-4818
Transaction Type	Mortgage
Record Updated	Mar 15, 2023
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGCY UNINSURED

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3841 E MONTEROSA ST, PHOENIX, AZ 85018-4818

Mortgage

Document Number	0000111017
Date	Mar 6, 2023
Instrument	20230111017

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 1, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3841 E MONTEROSA ST, PHOENIX, AZ 85018-4818
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000563303
Date	Jun 26, 2020
Instrument	20200563303

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3841 E MONTEROSA ST, PHOENIX, AZ 85018-4818
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072552
Date	Jan 28, 2020
Instrument	20200072552

Lender

Name	FIRST CHOICE LOAN SERVICES INC
Type	Mortgage Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 30, 2018
Property Address	3841 E MONTEROSA ST, PHOENIX, AZ 85018-4818
Document Number	0000882610
Instrument Date	Nov 27, 2018
Instrument	882610
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3841 E MONTEROSA ST PHOENIX AZ 850184818, PHOENIX, AZ 85018-4818

Mortgage

Document Number	882611
Date	Nov 30, 2018
Instrument	882611

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Creighton Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,170 (-3.11%)	$651,700 (-3.11%) Land $130,300 Building $521,400
2025	$3,115.00 (+5.27%)
2024		$67,260	$672,600 Land $134,500 Building $538,100
2023	$2,959.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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