3837 E Monterosa St, Phoenix, AZ 85018 Property Records

Maricopa County property record for 3837 E Monterosa St, Phoenix, AZ 85018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,741 sqft · built 1953
Lot Size	0.201 acres (8,764 sqft)
Owner	2 Individual Names on Record
Last Sale	$312,000 (Mar 2015)
Tax Bill	$4,476 (2025)
Deeds & Mortgages	Feb 2024 Sale Aug 2021 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`170-32-104`

Property Details

APN / Parcel Number

Primary APN	`170-32-104`
Alternative APN	`170321049`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,741 sqft Living Area
Gross Area	2,129 sqft
1st Floor Area	1,741 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	8,764 sqft (0.201 acres)
View / Lot	Commercial/Industrial
Parking Spaces	3 Parking Spaces
Porch	Slab
Patio Area	47 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3837 E MONTEROSA ST
City	PHOENIX
State	AZ
Zip	85018-4818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	RANCHO DEL MONTE UNIT 2 MCR 50/09
Legal Range	3E
Legal Township	2N
Legal Section	24
Legal Subdivision	RANCHO DEL MONTE UNIT 2
Legal Block	11
Legal Lot Number	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2016
Census Tract	108302

Owner

Source: Maricopa County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3837 E MONTEROSA ST, PHOENIX, AZ 85018-4818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Beneficiary Deed, Transfer
Aug 10, 2021	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Feb 3, 2021	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Aug 22, 2018	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Sep 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2015 · Amount on Record
Deed Sale	Mar 27, 2015 · Amount on Record
Prior Sale	Sep 24, 2009 · Amount on Record
Deed Document Number	2015206134
Last Transfer Date	Jun 29, 2023
Transfer Doc	0000052605
Record Updated	Sep 20, 2026

February 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 1, 2024
Property Address	3837 E MONTEROSA ST, PHOENIX, AZ 85018-4818
Document Number	0000052605
Map Reference	MB 50 PG 9
Instrument Date	Jun 29, 2023
Instrument	20240052605
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7017 N 13TH PL, PHOENIX, AZ 85020-5407

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3837 E MONTEROSA ST, PHOENIX, AZ 85018-4818
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3837 E MONTEROSA ST, PHOENIX, AZ 85018-4818

Mortgage

Document Number	0000861180
Date	Aug 10, 2021
Instrument	20210861180

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3837 E MONTEROSA ST, PHOENIX, AZ 85018-4818
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3837 E MONTEROSA ST, PHOENIX, AZ 85018-4818

Mortgage

Document Number	0000120601
Date	Feb 3, 2021
Instrument	20210120601

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3837 E MONTEROSA ST, PHOENIX, AZ 85018-4818
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000636267
Date	Aug 22, 2018
Instrument	20180636267

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jul 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 29, 2020
Property Address	3837 E MONTEROSA ST, PHOENIX, AZ 85018-4818
Document Number	0000921710
Map Reference	MB 50 PG 9
Instrument Date	Aug 13, 2020
Instrument	20200921710
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	AMERICAN TITLE SVC AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3837 E MONTEROSA ST, PHOENIX, AZ 85018-4818

Mortgage

Document Number	0000921711
Date	Sep 29, 2020
Instrument	20200921711

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Creighton Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,770 (+107.5%)	$687,700 (+7.52%) Land $137,500 Building $550,200
2025	$4,476.00 (+2.9%)	$33,142 (-52.57%)	$639,600 (-8.46%) Land $127,900 Building $511,700
2024		$69,870	$698,700 Land $139,700 Building $559,000
2023	$4,350.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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