3841 Banyan St, Irvine, CA 92606 Property Records

Orange County property record for 3841 Banyan St, Irvine, CA 92606

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,586 sqft · built 1972
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (May 2020)
Tax Bill	$11,477 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Nov 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`449-362-16`

Property Details

APN / Parcel Number

Primary APN	`449-362-16`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,586 sqft Living Area
Gross Area	2,812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	5,500 sqft (0.126 acres)
Garage Area	535 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	3841 BANYAN ST
City	IRVINE
State	CA
Zip	92606-2635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 7464 BLK LOT 77
Legal Subdivision	TRACT 7464
Legal Tract	7464
Legal Lot Number	77
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1002
Census Tract	52527

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3841 BANYAN ST, IRVINE, CA 92606-2635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2018	Deed of Trust, Mortgage · ARM EAST WEST BANK
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit EAST WEST BANK
May 22, 2020	Grant Deed, Transfer · Conventional Mortgage ROYAL BUSINESS BANK
Nov 3, 2017	Grant Deed, Transfer CALIFORNIA TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2020 · Amount on Record
Deed Sale	May 22, 2020 · Amount on Record
Prior Sale	Nov 3, 2017 · Amount on Record
Deed Document Number	2020233947
Prior Transfer Date	Jun 13, 1997
Prior Transfer Doc	0000287214
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3841 BANYAN ST, IRVINE, CA 92606-2635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000146677
Date	Apr 24, 2018
Instrument	2018000146677

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	May 1, 2023
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10.5%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3841 BANYAN ST, IRVINE, CA 92606-2635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3841 BANYAN ST, IRVINE, CA 92606-2635

Mortgage

Document Number	0000681199
Date	Nov 23, 2020
Instrument	2020000681199

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 22, 2020
Property Address	3841 BANYAN ST, IRVINE, CA 92606-2635
Document Number	0000233947
Map Reference	MB 299 PG 24-30
Instrument Date	Mar 20, 2020
Instrument	2020000233947
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3841 BANYAN ST, IRVINE, CA 92606-2635

Mortgage

Document Number	0000233948
Date	May 22, 2020
Instrument	2020000233948

Lender

Name	ROYAL BUSINESS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	10%
Index	1-Year CMT
Max Rate	10%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 3, 2017
Property Address	3841 BANYAN ST, IRVINE, CA 92606-2635
Document Number	0000467829
Instrument Date	Sep 27, 2017
Instrument	467829
Transaction Type	Transfer
Record Updated	Nov 10, 2017
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$982.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 PECAN ST IRVINE CA 926062122, IRVINE, CA 92606-2122

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,115,517 (+2%) Land $893,960 Building $221,557
2025	$11,477.00 (+4.84%) Homeowner's exemption	$1,093,645 (+4.04%) Land $876,432 Building $217,213
2023	$10,947.00 (+1.91%) Homeowner's exemption	$1,051,178 Land $842,399 Building $208,779
2022	$10,742.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 838 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Google Fiber.

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