3841 7th St, North Beach, MD 20714 Property Records

Calvert County property record for 3841 7th St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	1 ba · 800 sqft · built 1930
Lot Size	0.06 acres (2,625 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Aug 2022)
Tax Bill	$2,429 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-040577`

Property Details

APN / Parcel Number

Primary APN	`03-040577`
Alternative APNs	`3040577` `040577`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	800 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,625 sqft (0.06 acres)
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	040577
Street Address	3841 7TH ST
City	NORTH BEACH
State	MD
Zip	20714-9772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 42 BLK 37 NORTH CHES BEACH
Legal Subdivision	NORTH CHES BEACH
Legal Block	37
Legal Lot Number	42
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1036
Census Tract	860404

Owner

3841 7th St is owned and occupied by an individual who bought it in August 2022.

Source: Calvert County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3841 7TH ST, NORTH BEACH, MD 20714-9772
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2026	Deed of Trust, Mortgage · Line of Credit SHORE UNITED BANK
Feb 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Aug 24, 2022	Deed, Transfer · FHA Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2022 · Amount on File
Deed Sale	Aug 24, 2022 · Amount on File
Prior Sale	Aug 10, 2009 · Amount on File
Deed Book / Page	6332 / 392
Prior Transfer Date	Jul 30, 2009
Prior Transfer Doc	0033650359
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Recording Date	Oct 14, 2026
Property Address	3841 7TH ST, NORTH BEACH, MD 20714-9772
Document Number	6983000041
Book / Page	6983 / 41
Instrument Date	Oct 8, 2026
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3841 7TH ST, NORTH BEACH, MD 20714-9772

Mortgage

Document Number	6983000041,
Date	Oct 14, 2026
Book Page	6983/41

Lender

Name	SHORE UNITED BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3841 7TH ST, NORTH BEACH, MD 20714-9772
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	FREESTATE TITLE SERVICES OF

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053210129
Date	Feb 22, 2019
Book Page	5321/129

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2039

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 24, 2022
Property Address	3841 7TH ST, NORTH BEACH, MD 20714-9772
Document Number	0063320392
Book / Page	6332 / 392
Map Reference	MB GWD 8 FO 305
Instrument Date	Aug 19, 2022
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	NOT AVAILABLE, TITLEMAX LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3841 7TH ST, NORTH BEACH, MD 20714-9772

Mortgage

Document Number	0006332399
Date	Aug 24, 2022
Instrument	6332/399

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3841 7th St was $2,429.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,567 (+1.17%)	$217,500 (+3.52%) Land $82,400 Building $135,100
2025	$2,429.00	$210,100 Land $82,400 Building $127,700	$210,100 Land $82,400 Building $127,700
2023	$1,774.00	$170,767	$210,100 Land $82,400 Building $127,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3841 7th St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3841 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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