3838 7th St, North Beach, MD 20714 Property Records

Calvert County property record for 3838 7th St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	1 ba · 672 sqft · built 1930
Lot Size	0.06 acres (2,625 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jan 2024)
Tax Bill	$2,038 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-043495`

Property Details

APN / Parcel Number

Primary APN	`03-043495`
Alternative APNs	`3043495` `043495`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	672 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,625 sqft (0.06 acres)
Deck Area	316 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	043495
Street Address	3838 7TH ST
City	NORTH BEACH
State	MD
Zip	20714-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 BLK 36 NORTH CHES BEACH
Legal Subdivision	NORTH CHESAPEAKE BEACH
Legal Block	36
Legal Lot Number	7
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1011
Census Tract	860404

Owner

Source: Calvert County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3838 7TH ST, NORTH BEACH, MD 20714-9726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Mar 23, 2023	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Nov 23, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2024 · Amount on Record
Deed Sale	Jan 16, 2024 · Amount on Record
Prior Sale	Mar 23, 2023 · Amount on Record
Prior Transfer Date	Oct 20, 2016
Prior Transfer Doc	0048830397
Record Updated	Jun 8, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jan 16, 2024
Property Address	3838 7TH ST, NORTH BEACH, MD 20714-9726
Document Number	0065240235
Book / Page	6524 / 235
Map Reference	LB GWD 8 FO 305
Instrument Date	Dec 15, 2023
Transaction Type	Transfer
Record Updated	Jan 29, 2024
Title Company	NOT AVAILABLE, TITLEMAX LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3838 7TH ST, NORTH BEACH, MD 20714-9726

Mortgage

Document Number	0006524241
Date	Jan 16, 2024
Instrument	6524/241

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 23, 2023
Property Address	3838 7TH ST, NORTH BEACH, MD 20714-9726
Document Number	0064130540
Book / Page	6413 / 540
Map Reference	LB GWD 8 FO 305
Instrument Date	Mar 15, 2023
Transaction Type	Transfer
Record Updated	Apr 21, 2023
Title Company	NOT AVAILABLE, TITLEMAX LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$881.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3838 7TH ST, NORTH BEACH, MD 20714-9726

Mortgage

Document Number	0006413546
Date	Mar 23, 2023
Instrument	6413/546

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3838 7TH ST, NORTH BEACH, MD 20714-9726
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	572 FERN LN, HAVELOCK, NC 28532-2147

Mortgage

Document Number	0063740415
Date	Nov 23, 2022
Book Page	6374/415

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	478 Months
Due	Sep 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3838 7TH ST, NORTH BEACH, MD 20714-9726
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058580005
Date	Feb 16, 2021
Book Page	5858/5

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,038.00 (+23.37%)	$173,900 (+9.35%) Land $82,400 Building $91,500	$173,900 (-) Land $82,400 Building $91,500
2023	$1,652.00	$159,033	$173,900 Land $82,400 Building $91,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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