Sussex County property record for 38405 Clover Ln, Ocean View, DE 19970 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,016 sqft · built 1999 |
| Lot Size | 0.349 acres (15,181 sqft) |
| Owner | Individual Name on File |
| Last Sale | $37,000 (Jun 1998) |
| Tax Bill | $1,856 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 134-9.00-20.11 |
| Primary APN | 134-9.00-20.11 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,016 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 15,181 sqft (0.349 acres) |
| Lot Dimensions | 165 ft deep x 92 ft wide |
| Garage Area | 736 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 451 sqft |
| Deck Area | Deck Area |
| Patio Area | 598 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 38405 CLOVER LN |
|---|---|
| City | OCEAN VIEW |
| State | DE |
| Zip | 19970-2737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDARVILLE LOT 1 |
| Legal Subdivision | CEDARVILLE |
| Legal Lot Number | 1 |
| Jurisdiction | SUSSEX DE |
| Township / Civil Division | SELBYVILLE-FRANKFORD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 51201 |
Source: Sussex County records · APN 134-9.00-20.11
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38405 CLOVER LN, OCEAN VIEW, DE 19970-2737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 09, 2018 | Deed of Trust, Mortgage · VA Mortgage FINANCE AMERICA CORPORATION |
| Oct 27, 2020 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Jul 24, 2019 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 19, 1998 · Amount on Record |
| Deed Sale | Jun 19, 1998 · Amount on Record |
| Deed Book / Page | 2297 / 120 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Property Address | 38405 CLOVER LN, OCEAN VIEW, DE 19970-2737 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0170660304 |
|---|---|
| Date | Aug 09, 2018 |
| Book Page | 17066/304 |
| Instrument | 20180000029027 |
| Name | FINANCE AMERICA CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Sep 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Property Address | 38405 CLOVER LN, OCEAN VIEW, DE 19970-2737 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0189550161 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 18955/161 |
| Instrument | 20200000051292 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Property Address | 38405 CLOVER LN, OCEAN VIEW, DE 19970-2737 |
| Document Number | 0176980024 |
| Instrument Date | Jul 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38405 CLOVER LN CLARKSVILLE DE 199702737, CLARKSVILLE, DE 19970-2737 |
| Document Number | 0176980024 |
|---|---|
| Date | Aug 02, 2019 |
| Book Page | 017698/000024 |
| Instrument | 27797 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
Source: Sussex County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Sussex County |
| Unified School District | Indian River School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,856.00 (+20.75%) | $30,000 (-) Land $5,000 Building $25,000 | $743,300 (+1,138.83%) Land $203,400 Building $539,900 |
| 2023 | $1,537.00 | $30,000 Land $5,000 Building $25,000 | $60,000 Land $10,000 Building $50,000 |
Source: FEMA National Flood Hazard Layer, Sussex County (10005C), updated August 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100050512012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 254 individual NFIP policies nearby |
| Nearby Flood Policies | 721 units insured 467 under condo master policies |
| Nearby Flood Claims | 54 (1994–2020) |
| Claims Outside the SFHA | 12 of 54 |
| Most Recent Claim | Apr 2020, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 69 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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