38404 Clover Ln, Ocean View, DE 19970 Property Records

Sussex County property record for 38404 Clover Ln, Ocean View, DE 19970

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,568 sqft · built 1988
Lot Size0.369 acres (16,074 sqft)
Owner2 Individual Names on Record
Tax Bill$1,638 (2026)
Deeds & MortgagesMar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN134-9.00-20.02

Property Details

APN / Parcel Number

Primary APN134-9.00-20.02

Interior

Bedrooms5 Beds
Full Baths2 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,568 sqft Living Area
ElevatorElevator

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialWood Shingle
Lot Area16,074 sqft (0.369 acres)
Lot Dimensions164 ft deep x 98 ft wide
Garage Area465 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area432 sqft
Deck AreaDeck Area
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address38404 CLOVER LN
CityOCEAN VIEW
StateDE
Zip19970-2737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionCEDARVILLE LOT 10
Legal SubdivisionCEDARVILLE
Legal Lot Number10
JurisdictionSUSSEX DE
Township / Civil DivisionSELBYVILLE-FRANKFORD
Census Block Group2
Census Block2003
Census Tract51201

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address712 HEATHER LN, UPPER CHICHESTER, PA 19014-3023
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 28, 2016
Transfer Doc0046160324
Record UpdatedOct 29, 2026

March 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSUSSEX DE
Recording DateMar 13, 2017
Property Address38404 CLOVER LN, OCEAN VIEW, DE 19970-2737
Document Number0160980302
Book / Page016098 / 000302
Instrument DateFeb 27, 2017
Instrument9410
Transaction TypeConstruction Loan
Record UpdatedAug 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address38404 CLOVER LN OCEAN VIEW DE 199702737, OCEAN VIEW, DE 19970-2737

Mortgage

Document Number160980302
DateMar 13, 2017
Book Page016098/000302
Instrument9410
Lender
NameBRYN MAWR TR
AddressBRYN MAWR, PA 19010
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateDelaware
CountySussex County
Unified School DistrictIndian River School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,638.00 (-0.36%)$26,000 (-) Land $5,000 Building $21,000$646,800 (-) Land $206,100 Building $440,700
2025$1,644.00 (+20.26%)$26,000 (-) Land $5,000 Building $21,000$646,800 (+1,143.85%) Land $206,100 Building $440,700
2023$1,367.00$26,000 Land $5,000 Building $21,000$52,000 Land $10,000 Building $42,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 254 individual policies
Nearby Flood Policies721 units insured
incl. 467 condo units
Nearby Flood Claims54 (1994–2020)
Claims Outside the SFHA12 of 54
Most Recent ClaimApr 2020 · other causes
Claims by Event
  • Severe Winter Storm And Snowstorm, Jan 2016 · 2 claims
  • Hurricane Sandy, Oct 2012 · 27 claims
  • Severe Winter Storms, High Winds, And Flooding, Feb 1998 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 95% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBETHANY BAY PUMP DISTRICT
private · serves 52,684 people · EPA ID DE0000221
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clover Ln

Nearby Streets

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