3840 Willis Rd, Mulberry, FL 33860 Property Records

Polk County property record for 3840 Willis Rd, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,809 sqft · built 1979
Lot Size	1.14 acres (49,933 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Apr 2011)
Tax Bill	$2,228 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`23-29-33-000000-032310`

Property Details

APN / Parcel Number

Primary APN	`23-29-33-000000-032310`
Alternative APNs	`332923000000032310` `32923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,809 sqft Living Area
Gross Area	2,518 sqft
1st Floor Area	1,809 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	49,933 sqft
Lot Dimensions	245 ft deep x 195 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	709 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3840 WILLIS RD
City	MULBERRY
State	FL
Zip	33860-9264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	XX
Legal Description	DEED APPEARS IN ERROR BEG NE COR SE1/4 OF NW1/4 RUN W 660 FT S 25 FT FOR POB RUN E 195 FT S 245 FT W 195 FT N 245 FT TO POB
Legal Range	23E
Legal Township	29S
Legal Section	33
Legal Subdivision	CLAVILLE PROP
Legal Tract	000000
Legal Block	2
Legal Lot Number	4
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2000
Census Tract	14904

Owner

3840 Willis Rd is owned and occupied by two individuals who acquired it in August 2021.

Source: Polk County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3840 WILLIS RD, MULBERRY, FL 33860-9264
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Aug 3, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2011 · Amount on File
Deed Sale	Apr 7, 2011 · Amount on File
Prior Sale	Oct 20, 2010 · Amount on File
Deed Document Number	201159214
Deed Book / Page	8360 / 2224
Last Transfer Date	Aug 3, 2021
Transfer Doc	0000201899
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3840 WILLIS RD, MULBERRY, FL 33860-9264
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000320293
Date	Dec 9, 2021
Book Page	12018/1534
Instrument	20210320293

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 10, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 3, 2021
Property Address	3840 WILLIS RD, MULBERRY, FL 33860-9264
Document Number	0000201899
Book / Page	11832 / 364
Instrument Date	Aug 3, 2021
Instrument	2021201899
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3840 WILLIS RD, 3840, MULBERRY, FL 33860-9264

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 WILLIS RD, MULBERRY, FL 33860-9264

Tax Assessment & Valuation

The 2025 property tax bill for 3840 Willis Rd was $2,228 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,309 (+2.7%)	$402,393 (+24.83%) Land $61,365 Building $341,028
2025	$2,228.00 Homeowner's exemption	$212,570	$322,342 Land $24,219 Building $298,123
2023	$2,599.00 (+3.22%) Homeowner's exemption	$200,562 (+3%)	$311,802 (-6.46%) Land $23,166 Building $288,636
2022	$2,518.00 Homeowner's exemption	$194,720	$333,352 Land $22,113 Building $311,239

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3840 Willis Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3840 Willis Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAILEY PLACE MHP private · serves 150 people · EPA ID FL6535097
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Willis Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures