Polk County property record for 3490 Willis Rd, Mulberry, FL 33860
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,554 sqft · built 1967 |
| Lot Size | 1.27 acres (55,639 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $53,800 (Feb 2016) |
| Tax Bill | $1,555 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-33-000000-014310 |
| Primary APN | 23-29-33-000000-014310 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,554 sqft Living Area |
| Gross Area | 1,866 sqft |
| 1st Floor Area | 1,290 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 55,639 sqft |
| Lot Dimensions | 291 ft deep x 208 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 384 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|
| Street Address | 3490 WILLIS RD |
|---|---|
| City | MULBERRY |
| State | FL |
| Zip | 33860-8424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | BEG NW COR OF SW1/4 OF NE1/4 RUN E 626.13 FT FOR POB CONT E 208.71 FT S 290.98 FT W 208.71 FT N 291 FT TO POB LESS MAINT R/W |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 33 |
| Legal Subdivision | CLAVILLE PROP |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 14905 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3490 WILLIS RD, MULBERRY, FL 33860-8424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Aug 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2016 · Amount on Record |
| Deed Sale | Feb 10, 2016 · Amount on Record |
| Prior Sale | Mar 9, 2000 · Amount on Record |
| Deed Document Number | 201623745 |
| Deed Book / Page | 9741 / 2178 |
| Prior Transfer Date | Feb 1, 2016 |
| Prior Transfer Doc | 0000023745 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3490 WILLIS RD, MULBERRY, FL 33860-8424 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3490 WILLIS RD, MULBERRY, FL 33860-8424 |
| Document Number | 0000249083 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 13747/1912 |
| Instrument | 2025249083 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 30, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3490 WILLIS RD, MULBERRY, FL 33860-8424 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3490 WILLIS RD, MULBERRY, FL 33860-8424 |
| Document Number | 0000202296 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 11832/2134 |
| Instrument | 2021202296 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 1, 2046 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $164,862 (+2.7%) | $364,267 (+21.01%) Land $64,378 Building $299,889 | |
| 2025 | $1,555.00 (+26.01%) Homeowner's exemption | $160,528 (+66.41%) | $301,023 (+28.1%) Land $27,269 Building $273,754 |
| 2023 | $1,234.00 (+4.93%) Homeowner's exemption | $96,468 (+3%) | $234,989 (-5.4%) Land $26,083 Building $208,906 |
| 2022 | $1,176.00 Homeowner's exemption | $93,658 | $248,406 Land $24,898 Building $223,508 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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