3840 River Pl, Mobile, AL 36605 Property Records

Mobile County property record for 3840 River Pl, Mobile, AL 36605

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,167 sqft · built 1983
OwnerIndividual Name on Record
Last Sale$125,000 (Jul 2021)
Tax Bill$499 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APNR02321140000102901

Property Details

APN / Parcel Number

Primary APNR02321140000102901
Alternative APNs
  • 32 11 40 0 001 029.01X
  • 01039824
  • 1039824

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,167 sqft Living Area
1st Floor Area1,167 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal

Exterior Amenities

PorchOpen Porch
Porch Area68 sqft
Deck Area252 sqft
Utility Building60 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1039824
Old Parcel NumberR02321140000102901
Street Address3840 RIVER PL
CityMOBILE
StateAL
Zip36605-4555
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 RIVER PLACE MBK 34 P 19 #SEC 40 T5S R1W #MP32 11 40 0 001
Legal Range01W
Legal Township05S
Legal Section40
Legal SubdivisionRIVER PLACE
Legal Lot Number1
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group2
Census Block2001
Census Tract1901

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3840 RIVER PL, MOBILE, AL 36605-4555
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2021 · Amount on Record
Deed SaleJul 16, 2021 · Amount on Record
Prior SaleDec 6, 2007 · Amount on Record
Deed Document Number2021046070
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateJul 16, 2021
Property Address3840 RIVER PL, MOBILE, AL 36605-4555
Document Number0000046070
Map ReferenceMB 34 PG 19
Instrument DateJul 14, 2021
Instrument2021046070
Transaction TypeTransfer
Record UpdatedJun 29, 2023
Title CompanySURETY LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2301 RIVER FOREST RD, MOBILE, AL 36605-4440

Transferred To (Grantee/Buyer)

NameVerified Name
Address3840 RIVER PL, MOBILE, AL 36605-4555

Mortgage

Document Number0000046071
DateJul 16, 2021
Instrument2021046071
Lender
NameWHITNEY BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Mortgage

Document Number0000046072
DateJul 16, 2021
Instrument2021046072
Lender
NameCITY OF MOBILE
TypeGovernment Agency
AddressMOBILE, AL 36633
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$499.00 (+3.53%) Homeowner's exemption$8,760 (+3.06%) Land $900 Building $7,860$87,600 (+3.06%) Land $9,000 Building $78,600
2024$482.00 (+0.84%) Homeowner's exemption$8,500 (+0.71%) Land $900 Building $7,600$85,000 (+0.71%) Land $9,000 Building $76,000
2023$478.00 (-3.24%) Homeowner's exemption$8,440 (-2.65%) Land $900 Building $7,540$84,400 (-2.65%) Land $9,000 Building $75,400
2022$494.00 Homeowner's exemption$8,670 Land $900 Building $7,770$86,700 Land $9,000 Building $77,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 143 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies143 in force
Nearby Flood Claims185 (1979–2020)
Claims Outside the SFHA52 of 185
Most Recent ClaimOct 2020 · Hurricane Zeta
Claims by Event
  • Hurricane Katrina, Aug 2005 · 97 claims
  • Tropical Storm Isidore, Sep 2002 · 5 claims
  • Hurricane Georges, Sep 1998 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 91% of Alabama
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250

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