3820 River Pl, Mobile, AL 36605 Property Records

Mobile County property record for 3820 River Pl, Mobile, AL 36605

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,215 sqft · built 1983
Lot Size	0.173 acres (7,536 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,900 (Apr 2026)
Tax Bill	$219 (2022)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jun 2023 Sale
Flood Zone	Zone X (moderate risk)
APN	`R02321140000102906`

Property Details

APN / Parcel Number

Primary APN	`R02321140000102906`
Alternative APNs	`32 11 40 0 001 029.06X` `01726671` `1726671`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,215 sqft Living Area
1st Floor Area	1,215 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1991
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,536 sqft (0.173 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	Deck Area
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1726671
Street Address	3820 RIVER PL
City	MOBILE
State	AL
Zip	36605-4555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 RIVER PL MBK 34 P 19 #SEC 40 T5S R1W #MP32 11 40 0 001
Legal Range	05S
Legal Township	05S
Legal Section	40
Legal Subdivision	RIVER PLACE
Legal Lot Number	6
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2001
Census Tract	1901

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3820 RIVER PL, MOBILE, AL 36605-4555
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE COMPANY
Jun 23, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Prior Sale	Jun 23, 2023 · Amount on Record
Deed Document Number	202619664
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Apr 6, 2026
Property Address	3820 RIVER PL, MOBILE, AL 36605-4555
Document Number	0000019664
Instrument Date	Mar 30, 2026
Instrument	2026.19664
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,685.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3820 RIVER PL, MOBILE, AL 36605-4555

Mortgage

Document Number	0000019665,
Date	Apr 6, 2026
Instrument	2026.19665

Lender

Name	TOWNE MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.35%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jun 23, 2023
Property Address	3820 RIVER PL, MOBILE, AL 36605-4555
Document Number	0000037768
Map Reference	MB 34 PG 19
Instrument Date	Jun 23, 2023
Instrument	2023037768
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3820 RIVER PL, MOBILE, AL 36605-4555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5730 LITTLE MILL PKWY, BUFORD, GA 30518-2235

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,320 (+9.9%) Land $1,800 Building $13,520	$76,600 (+9.9%) Land $9,000 Building $67,600
2023	Additional exemption filed	$13,940 (+101.15%) Land $1,800 Building $12,140	$69,700 (+0.58%) Land $9,000 Building $60,700
2022	$219.00 Additional exemption filed	$6,930 Land $900 Building $6,030	$69,300 Land $9,000 Building $60,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 143 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	143 in force
Nearby Flood Claims	185 (1979–2020)
Claims Outside the SFHA	52 of 185
Most Recent Claim	Oct 2020 · Hurricane Zeta
Claims by Event	Hurricane Katrina, Aug 2005 · 97 claims Tropical Storm Isidore, Sep 2002 · 5 claims Hurricane Georges, Sep 1998 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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