Lake County property record for 3840 Oak Pointe Dr, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,116 sqft · built 2005 |
| Lot Size | 0.805 acres (35,099 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $520,000 (Mar 2021) |
| Tax Bill | $5,029 (2024) |
| Deeds & Mortgages | Oct 2022 Line of Credit Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-18-24-1500-000-01600 |
| Primary APN | 15-18-24-1500-000-01600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,116 sqft Living Area |
| 1st Floor Area | 2,150 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 35,099 sqft (0.805 acres) |
| Garage Type | Finished |
| Garage Area | 897 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Open Porch |
| Porch Area | 876 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3775518 |
|---|---|
| Street Address | 3840 OAK POINTE DR |
| City | LADY LAKE |
| State | FL |
| Zip | 32159-3940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK POINTE SUB LOT 16 PB 39 PGS 44-45 ORB 5667 PG 1284 |
| Legal Range | 24E |
| Legal Township | 18S |
| Legal Section | 15 |
| Legal Subdivision | OAK POINTE |
| Legal Tract | 1500 |
| Legal Lot Number | 16 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | FRUITLAND PARK-LADY LAKE |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 30411 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3840 OAK POINTE DR, LADY LAKE, FL 32159-3940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2022 | Deed of Trust, Mortgage · Line of Credit INSIGHT CU |
| Mar 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FINANCIAL GROUP INC |
| Jan 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2021 · Amount on Record |
| Deed Sale | Mar 18, 2021 · Amount on Record |
| Prior Sale | Jan 25, 2018 · Amount on Record |
| Deed Document Number | 2021037427 |
| Deed Book / Page | 5667 / 1284 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 3840 OAK POINTE DR, LADY LAKE, FL 32159-3940 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3840 OAK POINTE DR, LADY LAKE, FL 32159-3940 |
| Document Number | 0060331052 |
|---|---|
| Date | Oct 5, 2022 |
| Book Page | 6033/1052 |
| Instrument | 2022131772 |
| Name | INSIGHT CU |
|---|---|
| Type | Credit Union |
| Address | WINTER SPRINGS, FL 32708 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 4, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 18, 2021 |
| Property Address | 3840 OAK POINTE DR, LADY LAKE, FL 32159-3940 |
| Document Number | 0056671284 |
| Book / Page | 5667 / 1284 |
| Map Reference | MB 39 PG 44&45 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 2021037427 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16443 SE 83RD AVE, SUMMERFIELD, FL 34491-7053 |
| Name | Verified Name |
|---|---|
| Address | 3840 OAK POINTE DR, LADY LAKE, FL 32159-3940 |
| Document Number | 0056671286 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 5667/1286 |
| Name | MORTGAGE FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 25, 2018 |
| Property Address | 3840 OAK POINTE DR, LADY LAKE, FL 32159-3940 |
| Document Number | 0050580586 |
| Book / Page | 5058 / 0586 |
| Map Reference | MB 39 PG 44&45 |
| Instrument Date | Jan 22, 2018 |
| Instrument | 2018009436 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,933.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14930 SE 140TH AVENUE RD, 14930, WEIRSDALE, FL 32195-2203 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1154, LADY LAKE, FL 32158-1154 |
| Document Number | 2018009437 |
|---|---|
| Date | Jan 25, 2018 |
| Instrument | 2018009437 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $361,800 (+5.98%) Land $62,160 Building $299,640 | $404,596 (+2.41%) Land $62,160 Building $342,436 | |
| 2024 | $5,029.00 (+7.92%) | ||
| 2023 | $4,660.00 (+4.25%) Homeowner's exemption | $341,370 (+3%) | $395,068 (+5.81%) Land $62,160 Building $332,908 |
| 2022 | $4,470.00 Homeowner's exemption | $331,433 | $373,363 Land $62,160 Building $311,203 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures