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3837 Oak Pointe Dr, Lady Lake, FL 32159 Property Records

Lake County property record for 3837 Oak Pointe Dr, Lady Lake, FL 32159

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,306 sqft · built 2005
Lot Size0.716 acres (31,171 sqft)
Owner2 Trust Names on File
Last Sale$450,000 (Dec 2022)
Tax Bill$4,217 (2024)
Deeds & MortgagesDec 2022 Sale & Mortgage
Apr 2022 Transfer
Flood ZoneZone X (minimal risk)
APN15-18-24-1500-000-03000

Property Details

APN / Parcel Number

Primary APN15-18-24-1500-000-03000
Alternative APNs
  • 241815150000003000
  • 3775574

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,306 sqft Living Area
Gross Area3,256 sqft
1st Floor Area1,986 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area31,171 sqft (0.716 acres)
Garage TypeAttached
Garage Area950 sqft
Parking Spaces4 Parking Spaces
PorchFlorida Room
Porch Area820 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3775574
Street Address3837 OAK POINTE DR
CityLADY LAKE
StateFL
Zip32159-3941
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionOAK POINTE SUB LOT 30 PB 39 PGS 44-45 ORB 6072 PG 2037 ORB 6524 PG 2483 ORB 6526 PG 2105 2119
Legal Range24E
Legal Township18S
Legal Section15
Legal SubdivisionOAK POINTE SUB
Legal Tract1500
Legal Lot Number30
JurisdictionLAKE FL
Township / Civil DivisionFRUITLAND PARK-LADY LAKE
Census Block Group2
Census Block2041
Census Tract30411

Owner

3837 Oak Pointe Dr is owner-occupied and held in a trust since April 2025.

Source: Lake County records, as of November 26, 2025

Owner of Record2 Trust Names on File
Mailing Address3837 OAK POINTE DR, LADY LAKE, FL 32159-3941
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 11, 2022Intrafamily Transfer, Transfer
ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2022 · Amount on File
Deed SaleDec 29, 2022 · Amount on File
Prior SaleAug 19, 2005 · Amount on File
Deed Document Number2022165439
Deed Book / Page6072 / 2037
Last Transfer DateApr 24, 2025
Transfer Doc0065242483
Record UpdatedSep 20, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateDec 29, 2022
Property Address3837 OAK POINTE DR, LADY LAKE, FL 32159-3941
Document Number0060722037
Book / Page6072 / 2037
Map ReferenceMB 39 PG 44&45
Instrument DateDec 28, 2022
Instrument2022165439
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyFREEDOM SETTLEMENT COMPANY LLC, FREEDOM T&E CO LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3825 SE 137TH LN, SUMMERFIELD, FL 34491-2280

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3837 OAK POINTE DR, LADY LAKE, FL 32159-3941

Mortgage

Document Number0060722039
DateDec 29, 2022
Instrument6072/2039
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2038

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateApr 11, 2022
Property Address3837 OAK POINTE DR, LADY LAKE, FL 32159-3941
Document Number0059350340
Book / Page5935 / 340
Map ReferenceMB 39 PG 44&45
Instrument DateSep 23, 2021
Instrument2022050518
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3837 OAK POINTE DR, LADY LAKE, FL 32159-3941

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$300,345 (-) Land $59,200 Building $241,145$300,345 (-) Land $59,200 Building $241,145
2025$300,345 Land $59,200 Building $241,145$300,345 Land $59,200 Building $241,145
2024$4,217.00 (+8.13%)
2023$3,900.00 (+63.32%) Homeowner's exemption Widower's exemption$291,409 (+59.55%)$291,409 (+5.61%) Land $59,200 Building $232,209
2022$2,388.00 Homeowner's exemption$182,650$275,928 Land $59,200 Building $216,728

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3837 Oak Pointe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3837 Oak Pointe Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250

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