3840 Muniz Ranch Rd, Jenner, CA 95450 Property Records

Sonoma County property record for 3840 Muniz Ranch Rd, Jenner, CA 95450

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,935 sqft · built 2004
Lot Size	10.2 acres (446,925 sqft)
Owner	2 Individual Names on Record
Last Sale	$999,000 (Nov 2021)
Tax Bill	$12,203 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`099-020-055-000`

Property Details

APN / Parcel Number

Primary APN	`099-020-055-000`
Alternative APN	`099-020-055`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,935 sqft Living Area
1st Floor Area	1,935 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Lot Area	446,925 sqft
Garage Type	Detached
Garage Area	476 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	099-020-055
Street Address	3840 MUNIZ RANCH RD
City	JENNER
State	CA
Zip	95450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	78 FORM 99-020-22 & PT TO 56 & 57 PM 5043
Legal Subdivision	PARCEL MAP NO 5043
Legal Block	2
Legal Lot Number	1
Jurisdiction	SONOMA CA
Township / Civil Division	RUSSIAN RIVER-SONOMA COAST
Census Block Group	2
Census Block	2032
Census Tract	154304

Owner

Source: Sonoma County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 83, JENNER, CA 95450-0083
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Jun 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Nov 1, 2021	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Jun 27, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2021 · Amount on Record
Deed Sale	Nov 1, 2021 · Amount on Record
Prior Sale	Jun 27, 2018 · Amount on Record
Deed Document Number	2021119391
Prior Transfer Date	Oct 20, 2005
Prior Transfer Doc	0000159982
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	3840 MUNIZ RANCH RD, JENNER, CA 95450
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3100 BIRDSALL AVE, OAKLAND, CA 94619-3308

Mortgage

Document Number	0000002354
Date	Jan 11, 2022
Instrument	2022002354

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Nov 1, 2026
Change Frequency	6 Months
Min Rate At Change	5.62%
Max Rate At Change	7.62%
Index	Other
Max Rate	10.6%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	3840 MUNIZ RANCH RD, JENNER, CA 95450
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 MUNIA RANCH RD, JENNER, CA 95450

Mortgage

Document Number	0000041748
Date	Jun 15, 2022
Instrument	2022041748

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Nov 1, 2021
Property Address	3840 MUNIZ RANCH RD, JENNER, CA 95450
Document Number	0000119391
Map Reference	MB 248 PG 40
Instrument Date	Oct 20, 2021
Instrument	2021119391
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,098.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	248 3RD ST # 340, 340, OAKLAND, CA 94607-4375

Mortgage

Document Number	0000119393
Date	Nov 1, 2021
Instrument	2021119393

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Nov 1, 2026
Change Frequency	6 Months
Min Rate At Change	5.62%
Max Rate At Change	7.62%
Index	Other
Max Rate	10.6%

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jun 27, 2018
Property Address	3840 MUNIZ RANCH RD, JENNER, CA 95450
Document Number	0000046040
Instrument Date	Jun 22, 2018
Instrument	46040
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$902.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	77 RANDALL ST SAN FRANCISCO CA 941312723, SAN FRANCISCO, CA 94131-2723

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Secondary School District	West Sonoma County Union High School District (09 - 12)
Elementary School District	Monte Rio Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,081,347 (+2%) Land $378,850 Building $702,497
2025	$12,203.00 (+4.08%)	$1,060,145 (+4.04%) Land $371,422 Building $688,723
2023	$11,725.00 (+2.08%)	$1,018,980 Land $357,000 Building $661,980
2022	$11,486.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	30 (1983–2019)
Claims Outside the SFHA	11 of 30
Most Recent Claim	Mar 2019
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 5 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 9 claims Severe Storms & Flooding, Feb 1986 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on Muniz Ranch Rd

Nearby Streets

All Jenner, CA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures