3840 Henderson Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 3840 Henderson Way, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,056 sqft · built 1955
Lot Size0.23 acres (10,000 sqft)
OwnerCompany Name on File
Tax Bill$1,178 (2025)
Deeds & MortgagesMay 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN258-0052-022-0000

Property Details

APN / Parcel Number

Primary APN258-0052-022-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3840 HENDERSON WAY
CityCARMICHAEL
StateCA
Zip95608-6622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionHENDERSON TRACT, LOT 10
Legal SubdivisionHENDERSON TRACT
Legal Lot Number10
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1004
Census Tract7602

Owner

Source: Sacramento County records · APN 258-0052-022-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3840 HENDERSON WAY, CARMICHAEL, CA 95608-6622
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMay 27, 2003
Transfer Doc2003000137
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Recording DateMay 27, 2026
Property Address3840 HENDERSON WAY, CARMICHAEL, CA 95608-6622
Document Number2026000268
Book / Page20260527 / 268
Instrument DateNov 04, 2025
Transaction TypeMortgage
Record UpdatedAug 06, 2026
Title CompanyTITLE CONNECT CA, TITLE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust, 222
Address3840 HENDERSON WAY, CARMICHAEL, CA 95608-6622

Mortgage

Document Number2026000268,
DateMay 27, 2026
Book Page20260527/268
Lender
NameJPMORGAN CHASE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2055
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$105,565 (+2%) Land $60,330 Building $45,235
2025$1,178.00 (+2.35%) Homeowner's exemption$103,497 (+4.04%) Land $59,148 Building $44,349
2024$1,151.00 (+1.68%)
2023$1,132.00 (+2.17%) Homeowner's exemption$99,480 Land $56,852 Building $42,628
2022$1,108.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Consolidated Communications
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: California Internet, Succeed.Net.

Based on FCC filings for 469 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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