3836 Henderson Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 3836 Henderson Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,378 sqft · built 1956
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$373,000 (Jun 2005)
Tax Bill	$6,207 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`258-0052-021-0000`

Property Details

APN / Parcel Number

Primary APN	`258-0052-021-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,378 sqft Living Area
1st Floor Area	1,056 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Solar

Location & Zoning

Street Address	3836 HENDERSON WAY
City	CARMICHAEL
State	CA
Zip	95608-6622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	HENDERSON TRACT, LOT 9
Legal Subdivision	HENDERSON TRACT
Legal Lot Number	9
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1004
Census Tract	7602

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3836 HENDERSON WAY, CARMICHAEL, CA 95608-6622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 28, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage SUMMIT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2005 · Amount on Record
Deed Sale	Jun 29, 2005 · Amount on Record
Prior Sale	Feb 8, 2002 · Amount on Record
Deed Book / Page	20050629 / 2870
Last Transfer Date	Sep 21, 2018
Transfer Doc	9280000000818
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3836 HENDERSON WAY, CARMICHAEL, CA 95608-6622
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3836 HENDERSON WAY, CARMICHAEL, CA 95608-6622

Mortgage

Document Number	0000000694
Date	Feb 8, 2022
Instrument	2022020800694

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

September 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 28, 2018
Property Address	3836 HENDERSON WAY, CARMICHAEL, CA 95608-6622
Document Number	1809280818
Instrument Date	Sep 21, 2018
Instrument	1809280818
Transaction Type	Mortgage
Record Updated	Oct 11, 2018
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3836 HENDERSON WAY CARMICHAEL CA 956086622, CARMICHAEL, CA 95608-6622

Mortgage

Document Number	1809280819
Date	Sep 28, 2018
Instrument	1809280819

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$530,306 (+2%) Land $284,346 Building $245,960
2025	$6,207.00 (+2.19%) Homeowner's exemption	$519,909 (+4.04%) Land $278,771 Building $241,138
2024	$6,074.00 (+1.64%)
2023	$5,976.00 (+17.31%) Homeowner's exemption	$499,722 Land $267,947 Building $231,775
2022	$5,094.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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