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3840 Co Rd 26, Centre, AL 35960 Property Records

Cherokee County property record for 3840 Co Rd 26, Centre, AL 35960

Property Summary

Property TypeSingle Family Home
Details1,200 sqft · built 2002
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on Record
Last Sale$214,000 (Sep 2022)
Tax Bill$589 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Nov 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN13-14-05-16-0-000-001.028

Property Details

APN / Parcel Number

Primary APN13-14-05-16-0-000-001.028
Alternative APNs
  • ALT APN:1405160000001028
  • 210422
  • 215872

Interior

Stories1 Story
Building Area1,200 sqft Living Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area19,602 sqft (0.45 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area72 sqft

Location & Zoning

Account Number215872
Street Address3840 COUNTY ROAD 26
CityCENTRE
StateAL
Zip35960-6805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG NW COR NE/4 NE/4; S 138.36';E 148.19';N 140.38';W125.47'TO POB
JurisdictionCHEROKEE AL
Township / Civil DivisionCENTRE
Census Block Group4
Census Block4010
Census Tract956000

Owner

Source: Cherokee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3840 COUNTY ROAD 26, CENTRE, AL 35960-6805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2022Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL CO
Nov 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
FARMERS & MECHANICS BANK
Sep 1, 2020Warranty Deed, Transfer
Jul 6, 2020Survivorship Deed, Transfer
Sep 21, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2022 · Amount on Record
Deed SaleSep 6, 2022 · Amount on Record
Prior SaleSep 1, 2020 · Amount on Record
Deed Document Number226053
Record UpdatedJun 8, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateSep 6, 2022
Property Address3840 COUNTY ROAD 26, CENTRE, AL 35960-6805
Document Number0000226053
Instrument DateSep 2, 2022
Instrument226053
Transaction TypeTransfer
Record UpdatedSep 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1235 COUNTY ROAD 380, 1235, CENTRE, AL 35960-7822

Transferred To (Grantee/Buyer)

NameVerified Name
Address3840 COUNTY ROAD 26, CENTRE, AL 35960-6805

Mortgage

Document Number0000226054
DateSep 6, 2022
Instrument226054
Lender
NameCARDINAL FINANCIAL CO
Agreement
TypeConventional Mortgage
AmountAmount Recorded

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Property Address3840 COUNTY ROAD 26, CENTRE, AL 35960-6805
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000221419
DateNov 16, 2021
Instrument221419
Lender
NameFARMERS & MECHANICS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueNov 9, 2031
Interest
Rate TypeFixed Rate

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateSep 1, 2020
Property Address3840 COUNTY ROAD 26, CENTRE, AL 35960-6805
Document Number213982
Map ReferenceDOC 212854
Instrument DateSep 1, 2020
Instrument213982
Transaction TypeTransfer
Record UpdatedDec 13, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3822 COUNTY ROAD 26, 3822, CENTRE, AL 35960-6805

Transferred To (Grantee/Buyer)

NameVerified Name

July 2020: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionCHEROKEE AL
Recording DateJul 6, 2020
Property Address3840 COUNTY ROAD 26, CENTRE, AL 35960-6805
Document Number212854
Map ReferenceDOC 204539
Instrument DateMar 19, 2020
Instrument212854
Transaction TypeTransfer
Record UpdatedDec 13, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1726 COUNTY ROAD 89, 1726, FORT PAYNE, AL 35967-6112

Transferred To (Grantee/Buyer)

NameVerified Name
Address3822 COUNTY ROAD 26, CENTRE, AL 35960-6805
InvestorPossibly a Property Investor

September 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHEROKEE AL
Recording DateSep 21, 2018
Property Address3840 COUNTY ROAD 26, CENTRE, AL 35960-6805
Document Number204539
Instrument DateSep 18, 2018
Instrument204539
Transaction TypeTransfer
Record UpdatedDec 13, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3840 COUNTY ROAD 26, 3840, CENTRE, AL 35960-6805

Transferred To (Grantee/Buyer)

NameVerified Name
Address3840 COUNTY ROAD 26, CENTRE, AL 35960-6805

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
MunicipalityCentre City
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$589.00 Homeowner's exemption$13,660 (-) Land $880 Building $12,780$136,600 (-) Land $8,800 Building $127,800
2024$589.00 Additional exemption filed$13,660 (-) Land $880 Building $12,780$136,600 (-) Land $8,800 Building $127,800
2023$589.00 (+1.73%) Homeowner's exemption$13,660 (+1.49%)$136,600 (+1.49%) Land $8,800 Building $127,800
2022$579.00 Homeowner's exemption$13,460 Land $880 Building $12,580$134,600 Land $8,800 Building $125,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimFeb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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