3822 Co Rd 26, Centre, AL 35960 Property Records

Cherokee County property record for 3822 Co Rd 26, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,375 sqft · built 2010
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$42,000 (Dec 2021)
Tax Bill	$1,369 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-14-05-16-0-000-004.000`

Property Details

APN / Parcel Number

Primary APN	`13-14-05-16-0-000-004.000`
Alternative APNs	`ALT APN:1405160000004000` `20490`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,375 sqft Living Area
1st Floor Area	2,375 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Area	788 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	68 sqft

Location & Zoning

Account Number	20490
Street Address	3822 COUNTY ROAD 26
City	CENTRE
State	AL
Zip	35960-6805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NW COR NW/4 NE/4, S 460', E 475', N 445', W 475' TO POB
Legal Range	09E
Legal Township	10S
Legal Section	16
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	4
Census Block	4011
Census Tract	956000

Owner

Source: Cherokee County assessment roll, APN 13-14-05-16-0-000-004.000, as of December 1, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3822 COUNTY ROAD 26, CENTRE, AL 35960-6805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Prior Sale	Dec 17, 2021 · Amount on Record
Deed Document Number	2021221899
Prior Transfer Date	Dec 16, 2021
Prior Transfer Doc	0000221894
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	3822 COUNTY ROAD 26, CENTRE, AL 35960-6805
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000225285
Date	Jul 15, 2022
Instrument	225285

Lender

Name	PEOPLES BANK OF ALABAMA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 20, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll as of December 1, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,369.00 Homeowner's exemption	$31,380 (-) Land $1,560 Building $29,820	$338,500 (-) Land $15,600 Building $322,900
2024	$1,369.00 (-0.87%) Additional exemption filed	$31,380 (-8.14%) Land $1,560 Building $29,820	$338,500 (-0.91%) Land $15,600 Building $322,900
2023	$1,381.00 Homeowner's exemption	$34,160 (+745.54%)	$341,600 (-) Land $15,600 Building $326,000
2022	$1,381.00 Homeowner's exemption	$4,040 Land $1,560 Building $2,480	$341,600 Land $15,600 Building $326,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), as of March 15, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010199560004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 27 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20